JoeDavola

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  1. Agree
    JoeDavola got a reaction from Bus Stop Boxer in Retire at 75   
    It does make you think twice, especially if retirement is a couple of decades away, on relying on things like SIPPs where they can change the rules down the line.
  2. Agree
    JoeDavola reacted to Hopeful in Retire at 75   
    If employed work was enjoyable than many would enjoy working
    The thing is, most managers are wankers
    Even enjoyment in vocational work has been destroyed in most cases
    The self-employed often carry on well after state retiremnet.
  3. Agree
    JoeDavola reacted to The XYY Man in Retire at 75   
    There's some ''Four Yorkshiremen'' shit going down here, mind - make no mistake about it.
    Lying trio of cunts...
     
    XYY
  4. Cheers
    JoeDavola got a reaction from billfunk in Retire at 75   
    I think in practice most people won't work until 75 even if the government wants them to, due to a mixture of death, illness, or being made redundant and nobody wanting to hire you. Many people work in physical jobs that they won't be able to do at 75 even if they wanted to.
    Most people I've known have been burnt out and ready to stop work by their mid-50's, and I don't see that changing with future generations.
    I mentioned to a colleague recently that, as a 35 year old with a big deposit saved up, I didn't want to take a mortgage out for more than 20 years, and they looked at me like I was nuts i.e. I was being very unreasonable by not getting into 30 years plus debt.
    Anyways I'm not going to worry about it for now, as that's 40 years away. Most people in my family don't live until 75 so the only way an employer is likely to get any work out of me by then is via some sort of seance
    Rather than getting annoyed about it, find out if there's sacrifices and decisions you can make now for the sake of your future freedom.
     
     
     
  5. Agree
    JoeDavola reacted to spygirl in Retire at 75   
    Thats the crux.
    The uk has the most nuts generous non contrib working age benefits going - if youve got kids and hit dome magic conditions.
    Depending where you go, 30-50% of tge population has retired by 30.
     
  6. Agree
    JoeDavola got a reaction from montecristo in Retire at 75   
    It does make you think twice, especially if retirement is a couple of decades away, on relying on things like SIPPs where they can change the rules down the line.
  7. Agree
    JoeDavola got a reaction from Frank Hovis in The pain of EBay   
    You dirty bastard. Stop it with this filth.
    If you actually enjoy old tech there's a few YouTube channels I could recommend...
  8. Agree
    JoeDavola got a reaction from Van Lady in Retire at 75   
    My point was that some other form of benefits will need to kick in for most folk before 75, or people will end up starving en masse, as most people have fuck all saved up.
  9. Agree
    JoeDavola reacted to Wight Flight in Retire at 75   
    This is just a way of making the pension means tested. 
    That is all.
    There will be no pension. You will work until you are only fit for the knackers yard. At which point you can claim disability benefit. Unless you have assets.
    At least now the truth is out and we can all plan accordingly.
  10. Agree
    JoeDavola reacted to The XYY Man in Retire at 75   
    I am no longer able to do my job - having been far too good at it for the benefit of my health.
    But while I am off work, some cunt else is doing it.
    Better or worse than me is debatable.
    But that the graveyard is full of indispensable people is not up for negotiation...
     
    XYY
  11. Agree
    JoeDavola got a reaction from Malthus in Retire at 75   
  12. Agree
    JoeDavola got a reaction from Frank Hovis in Retire at 75   
  13. Agree
    JoeDavola got a reaction from One percent in Retire at 75   
  14. Agree
    JoeDavola got a reaction from MrPin in Retire at 75   
  15. Agree
    JoeDavola got a reaction from Van Lady in Retire at 75   
    I think in practice most people won't work until 75 even if the government wants them to, due to a mixture of death, illness, or being made redundant and nobody wanting to hire you. Many people work in physical jobs that they won't be able to do at 75 even if they wanted to.
    Most people I've known have been burnt out and ready to stop work by their mid-50's, and I don't see that changing with future generations.
    I mentioned to a colleague recently that, as a 35 year old with a big deposit saved up, I didn't want to take a mortgage out for more than 20 years, and they looked at me like I was nuts i.e. I was being very unreasonable by not getting into 30 years plus debt.
    Anyways I'm not going to worry about it for now, as that's 40 years away. Most people in my family don't live until 75 so the only way an employer is likely to get any work out of me by then is via some sort of seance
    Rather than getting annoyed about it, find out if there's sacrifices and decisions you can make now for the sake of your future freedom.
     
     
     
  16. Agree
    JoeDavola got a reaction from Frank Hovis in Retire at 75   
    I think in practice most people won't work until 75 even if the government wants them to, due to a mixture of death, illness, or being made redundant and nobody wanting to hire you. Many people work in physical jobs that they won't be able to do at 75 even if they wanted to.
    Most people I've known have been burnt out and ready to stop work by their mid-50's, and I don't see that changing with future generations.
    I mentioned to a colleague recently that, as a 35 year old with a big deposit saved up, I didn't want to take a mortgage out for more than 20 years, and they looked at me like I was nuts i.e. I was being very unreasonable by not getting into 30 years plus debt.
    Anyways I'm not going to worry about it for now, as that's 40 years away. Most people in my family don't live until 75 so the only way an employer is likely to get any work out of me by then is via some sort of seance
    Rather than getting annoyed about it, find out if there's sacrifices and decisions you can make now for the sake of your future freedom.
     
     
     
  17. Agree
    JoeDavola reacted to JFK in Retire at 75   
    just because the younger generation are much fitter and healthy than the generation before them 
  18. Agree
    JoeDavola reacted to montecristo in Python   
    Thanks JD.  Very timely.  I was toying with the idea of buying python course so bought this yesterday.  
    I keep putting of learning a language.  My goal is to set up a data mining/AI site. 1st as a hobby then eventually monetise it.  A couple 100 quid a month would be the goal.
  19. Agree
    JoeDavola got a reaction from leonardratso in Python   
    For all the talk of developer platforms, it didn't get much better than Microsoft Publisher '97.
    One program did websites, business cards, brochures and paper aeroplanes.
    All been downhill from there!
  20. Agree
    JoeDavola got a reaction from montecristo in Python   
    You've probably bought this already, but it's on sale for the next 5 hours apparently if you haven't:
    https://www.udemy.com/complete-python-bootcamp/
  21. Agree
    JoeDavola got a reaction from Rowley in Deluded Old Scrapper Birds On Dating Sites   
    Apparently a lot of hollywood is on HGH; apparently the good stuff is like steroids only better - although it's very expensive - more that the 200 a month that she claims to be paying.
    I'm not saying the woman above looks old for 40 but it doesn't look like she's found the fountain of youth.
  22. Agree
    JoeDavola got a reaction from DeepLurker in Python   
    I've known a ton of blokes like that, the 'Javascript Obsessed Hipster', typically a 20-something not long out of uni, is practically a meme by now.
    The great irony is that by being lucky enough to be able to completely ignore Javascript whilst making a living programming since 2006 I've seen several javascript frameworks-of-the-month come and go and I've not had to waste my time learning any of them.
  23. Agree
    JoeDavola got a reaction from The Idiocrat in Deluded Old Scrapper Birds On Dating Sites   
    Apparently a lot of hollywood is on HGH; apparently the good stuff is like steroids only better - although it's very expensive - more that the 200 a month that she claims to be paying.
    I'm not saying the woman above looks old for 40 but it doesn't look like she's found the fountain of youth.
  24. Agree
    JoeDavola reacted to gibbon in Python   
    They never had to experience shit languages such as Perl, C++, Java. All they know is JS so have no clue it's also a big turd. The internet's version of original sin.
    I've held out as well ignoring all the JS frameworks apart from jQuery. Tempted with Vue however as it looks sane compared to the others. But at the end of the day the less time I spend doing JS the happier I am. 
  25. Agree
    JoeDavola got a reaction from leonardratso in Python   
    I've not done any java professionally myself but java does seem to be the most in demand skill at the moment in the Belfast programming boom (in reality Invest NI funded outsourcing from America - not only are our engineers half the price of american engineers but the tax payer throws hundreds of thousands at the company for bringing the jobs over).