dgul

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  1. Upvote
    dgul got a reaction from Melchett in Wheels coming off HE bubble   
    But even then the 18 year old's are dreamers.  As they should be -- 18 year old should be excited about what the future holds for them.  But there should be mechanisms in place to protect the unscrupulous from taking advantage of their dreams.  This, it appears, is pretty-much now the entire modus operandi of the HE sector.
    [No point in showing an 18 year old a video of a 28 year old saying that they're now a loser.  The 18 year old will say 'that won't happen to me, because I'm special'.]
  2. Upvote
    dgul got a reaction from null; in And you thought GDPR was bad   
    It isn't clear what happens to businesses that are registered for VAT but that aren't above the VAT threshold (£85k).  I'd imagine that they actually mean 'businesses that are above the VAT threshold (and which therefore should be registered for VAT', as I can't believe they'll run two parallel systems for the low number of <85k VAT businesses.
    I noted at the bottom that there'll be an exemption for 'religious belief'.  Maybe time to look into becoming Amish?  I might set up a new church.  Perhaps the New Church of Amish, that believes in electricity and cars, but not so much computers and Sky television.
  3. Upvote
    dgul got a reaction from sarahbell in New Zealand bans property sales to foreign buyers   
    I'd have thought that around the world most countries have at least a residency requirement, if not outright citizenship requirement.
    Even quite a few countries in the EU have a residency requirement -- I'd have thought this is counter to the 'United States of EU' ethos.
  4. Upvote
    dgul got a reaction from Admiral Pepe in Tax credits and benefits paid to EU nationals   
    That chart is amazing -- I'd not seen it before.
    Normally you get a few more people in the NI bracket than IT, because they're really not working that much; but by and large the numbers should be comparable.  After that there should be more contributions in IT than NI because the %age rate is higher.
    So, Belgium looks 'normal' -- sure, a few more in NI (12k) compared with IT (10k), but overall about half the payments in NI cw IT (as it is 12% cw 20% at the base rate).
    So, down the list.  Belgium, Denmark, Germany, Greece(perhaps), Ireland, Italy, Netherlands, Sweden.  They're normal.
    But you've got a load of countries with comparable or even higher NI payments than IT, and many more people in the NI bracket.  You can get the 'higher NI' if people are registered to work and don't work much, but the numbers are staggering.  You can also get the numbers if people are only working between £8k and £10k pa (~ NI and IT thresholds for 2014-15).  So for Poland there are 700k that pay NI but only 500k that pay IT!  Beyond that there's £1.5bln  in NI contributions but only £1bln in IT contributions!
    It is all completely bonkers.
     
  5. Upvote
    dgul got a reaction from One percent in Tax credits and benefits paid to EU nationals   
    Well, sure.   I think my point was that it is amazing how little information they actually give us about immigrant contribution -- they tend to hide things in 'net contributions', etc.  Even for this table, the point of it (I'm sure) was that benefits < tax receipts (even though not all benefits were included).   My point is that the details (for me) actually point to something else -- the income levels for EE are atrocious and actually only point towards people 'working for benefits' (rather than 'working and getting benefits', which is completely different).  Sure, we all know that this is likely to be true, but they keep on trying to hide the information you'd need to support the argument.
    Things would be made very obvious is they'd give this table as actual 'mean & median annual income by country'.  But they won't do that as it clearly would be dire.
  6. Upvote
    dgul got a reaction from One percent in Tax credits and benefits paid to EU nationals   
    Well, sure.   I think my point was that it is amazing how little information they actually give us about immigrant contribution -- they tend to hide things in 'net contributions', etc.  Even for this table, the point of it (I'm sure) was that benefits < tax receipts (even though not all benefits were included).   My point is that the details (for me) actually point to something else -- the income levels for EE are atrocious and actually only point towards people 'working for benefits' (rather than 'working and getting benefits', which is completely different).  Sure, we all know that this is likely to be true, but they keep on trying to hide the information you'd need to support the argument.
    Things would be made very obvious is they'd give this table as actual 'mean & median annual income by country'.  But they won't do that as it clearly would be dire.
  7. Upvote
    dgul got a reaction from Admiral Pepe in Tax credits and benefits paid to EU nationals   
    That chart is amazing -- I'd not seen it before.
    Normally you get a few more people in the NI bracket than IT, because they're really not working that much; but by and large the numbers should be comparable.  After that there should be more contributions in IT than NI because the %age rate is higher.
    So, Belgium looks 'normal' -- sure, a few more in NI (12k) compared with IT (10k), but overall about half the payments in NI cw IT (as it is 12% cw 20% at the base rate).
    So, down the list.  Belgium, Denmark, Germany, Greece(perhaps), Ireland, Italy, Netherlands, Sweden.  They're normal.
    But you've got a load of countries with comparable or even higher NI payments than IT, and many more people in the NI bracket.  You can get the 'higher NI' if people are registered to work and don't work much, but the numbers are staggering.  You can also get the numbers if people are only working between £8k and £10k pa (~ NI and IT thresholds for 2014-15).  So for Poland there are 700k that pay NI but only 500k that pay IT!  Beyond that there's £1.5bln  in NI contributions but only £1bln in IT contributions!
    It is all completely bonkers.
     
  8. Upvote
    dgul got a reaction from gilf in Investing for the collapse?   
    You can't profit from disaster.  All you can hope it to make it to the other side.
    As an aside, when you look at history it looks as though some profit from disaster -- but, by and large, they're just the 'lucky' ones.  They acted in a certain way and it happened to work out for them.  But it is just luck.  For every person that saved gold and then invested in real-estate, there's dozens of others that saved dollars and then invested in transport, or invested in the military and lost it all, or invested in their education only to find that the 'new world' didn't need historians.  You just can't tell.
  9. Upvote
    dgul got a reaction from gilf in Investing for the collapse?   
    You can't profit from disaster.  All you can hope it to make it to the other side.
    As an aside, when you look at history it looks as though some profit from disaster -- but, by and large, they're just the 'lucky' ones.  They acted in a certain way and it happened to work out for them.  But it is just luck.  For every person that saved gold and then invested in real-estate, there's dozens of others that saved dollars and then invested in transport, or invested in the military and lost it all, or invested in their education only to find that the 'new world' didn't need historians.  You just can't tell.
  10. Upvote
    dgul got a reaction from The Masked Tulip in Jack Whitehall faces backlash as Disney's first gay man   
    The sheer numbers of gay people in acting/Hollywood suggests that the whole place is heterophobic, and there's no surprise that a poor straight guy has been attacked in this way.
  11. Upvote
    dgul got a reaction from The Masked Tulip in Jack Whitehall faces backlash as Disney's first gay man   
    The sheer numbers of gay people in acting/Hollywood suggests that the whole place is heterophobic, and there's no surprise that a poor straight guy has been attacked in this way.
  12. Upvote
    dgul got a reaction from twocents in The Sweden is fucked thread   
    I liked their PM's response (to the attackers) -- What the hell are you doing?
    I'd suggest that the perpetrators know exactly what they're doing, and that perhaps the question ought to instead be asked of the people in charge of the country of the last 10+ years.
  13. Upvote
    dgul got a reaction from twocents in Another pointer to the UK being fucked.   
    That can't be right, as I remember being told that there would be no more than 15k per year from eastern Europe (red line) when the rules changed in 2003/4.
    Or are governments completely and utterly useless and can't be trusted about anything...?
  14. Upvote
    dgul got a reaction from gilf in Investing for the collapse?   
    You can't profit from disaster.  All you can hope it to make it to the other side.
    As an aside, when you look at history it looks as though some profit from disaster -- but, by and large, they're just the 'lucky' ones.  They acted in a certain way and it happened to work out for them.  But it is just luck.  For every person that saved gold and then invested in real-estate, there's dozens of others that saved dollars and then invested in transport, or invested in the military and lost it all, or invested in their education only to find that the 'new world' didn't need historians.  You just can't tell.
  15. Upvote
    dgul got a reaction from twocents in Another pointer to the UK being fucked.   
    That can't be right, as I remember being told that there would be no more than 15k per year from eastern Europe (red line) when the rules changed in 2003/4.
    Or are governments completely and utterly useless and can't be trusted about anything...?
  16. Upvote
    dgul got a reaction from twocents in Another pointer to the UK being fucked.   
    That can't be right, as I remember being told that there would be no more than 15k per year from eastern Europe (red line) when the rules changed in 2003/4.
    Or are governments completely and utterly useless and can't be trusted about anything...?
  17. Upvote
    dgul got a reaction from twocents in The Sweden is fucked thread   
    I liked their PM's response (to the attackers) -- What the hell are you doing?
    I'd suggest that the perpetrators know exactly what they're doing, and that perhaps the question ought to instead be asked of the people in charge of the country of the last 10+ years.
  18. Upvote
    dgul got a reaction from twocents in The Sweden is fucked thread   
    I liked their PM's response (to the attackers) -- What the hell are you doing?
    I'd suggest that the perpetrators know exactly what they're doing, and that perhaps the question ought to instead be asked of the people in charge of the country of the last 10+ years.
  19. Upvote
    dgul got a reaction from Happyhaddock in Westmister car of peace   
    Quite the opposite -- he's trailing her disguised as a 'parking' sign.
  20. Upvote
    dgul got a reaction from The Masked Tulip in Westmister car of peace   
    I thought that.  Very amateur.  In fact, I'm a bit surprised that there wasn't something explosive in the car.  Perhaps a sort of plausible deniability?  ie, they can waste the courts time by claiming that they'd got lost and then lost control.
  21. Upvote
    dgul got a reaction from twocents in The Sweden is fucked thread   
    I liked their PM's response (to the attackers) -- What the hell are you doing?
    I'd suggest that the perpetrators know exactly what they're doing, and that perhaps the question ought to instead be asked of the people in charge of the country of the last 10+ years.
  22. Upvote
    dgul got a reaction from twocents in The Sweden is fucked thread   
    I liked their PM's response (to the attackers) -- What the hell are you doing?
    I'd suggest that the perpetrators know exactly what they're doing, and that perhaps the question ought to instead be asked of the people in charge of the country of the last 10+ years.
  23. Upvote
    dgul got a reaction from Happyhaddock in Westmister car of peace   
    Quite the opposite -- he's trailing her disguised as a 'parking' sign.
  24. Upvote
    dgul got a reaction from Happyhaddock in Westmister car of peace   
    Quite the opposite -- he's trailing her disguised as a 'parking' sign.
  25. Upvote
    dgul reacted to VeryMeanReversion in Westmister car of peace   
    Infidelivery.