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GARCH

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  1. Good balanced article: Covid: Is it time we learnt to live with the virus? https://www.bbc.co.uk/news/health-54228649
  2. GARCH

    Best decade

    That’s pretty much it. Related, I much prefered the world before the scourge of social media. So much to hate about it.
  3. Note the way that article gives them nice middle class cover names and eloquent expression to disguise the fact that they are degenerates.
  4. Yup. Like all things in life, the best (hu)man for the the job. Fuck everything else.
  5. Londoners are superior beings who immediately recognise that mask rules etc are intended for plebs in the regions, and that they are naturally excused.
  6. That’s DB pensions not DC, assume we are talking DC here ie savings pot.
  7. Given state pension is subject to income tax, it’s not quite that clear cut. Anyone with a very decent private pension will only net receive 60% of state pension effectively (let’s ignore 55%!). The link to assets is a potential risk, so the comments on packing wealth into a single house are logical.
  8. Disgrace government has made pensions so complicated - the whole thing needs a reset. Some confusion about pension freedom reforms / ‘Lamborghinis’ above: the very premise is that post 55 (/57) you can take the whole lot out in one go, 25% take free and the rest at your marginal tax rate. Some have done this, but as this is tax suicide most people don’t (note the VCT play would mitigate). The usual route would be bag your 25% tax free then take some kind of measured withdrawal with the rest, thinking about the marginal tax rates in each tax year.
  9. GARCH

    Tony Abbott

    I’m no fan of KB, but anyone would see red after getting side smashed in the face by a heavy camera. This story is irrelevant.
  10. The links stopped working for me at some point recently. Anyone else have this issue? I’m using IOS on mobile.
  11. I agree with your summary. American policing needs to learn some patience to wait these situations out a bit. However, the bloke is still a fucking retard who got himself shot, and no stranger should weep for him.
  12. After the last of these threads, plus longtomsilver’s ‘car incident’ thread, I bought one of these to keep in my glove box: https://www.amazon.co.uk/WRENCH-EXTENDABLE-TELESCOPIC-Toyota-Avensis/dp/B015XXIPB4/ref=mp_s_a_1_6?dchild=1&keywords=extendable+wrench&qid=1599074643&sr=8-6 But then I bottled it and moved it to my boot tools store, where it’s limited use given slow access, unless I actually get a flat tyre!
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