Long time lurking

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Long time lurking last won the day on November 28 2018

Long time lurking had the most liked content!

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  1. Long time lurking

    How Britain's £239billion buy-to-let bubble burst

    In a nut shell this ^^
  2. Long time lurking

    How Britain's £239billion buy-to-let bubble burst

    All the high street names are offering as above HSBC Loyds Santander etc ...remortgages are harder but they are available but at a higher rate ,it`s all about rinsing the man in the street ,there`s very little if any extra risk for lenders as they have first charge on the mortgage the deposit is the first thing to take the hit then the tax payer(HTB loan) the lender is the last on the list ,you would need 30-40% crash before the banks start to loose As and aside in my part of the world shared ownership is where it`s @ now
  3. Long time lurking

    How Britain's £239billion buy-to-let bubble burst

    Nope you are wrong You’ll need to contact a Help to Buy agent in the area you want to buy, and use a participating lender to use the scheme. Participating lenders include: Barclays Chorley Building Society Cumbria Building Society Leeds Building Society Halifax NatWest/RBS Newbury Building Society Santander Teachers Building Society Woolwich Virgin Money Post Office Lloyds Bank HSBC Santander https://www.moneysupermarket.com/mortgages/help-to-buy/
  4. Long time lurking

    How Britain's £239billion buy-to-let bubble burst

    The greater fool ,i`m convinced there are many that will just carry on grasping at straws just to save face ,the i`ve got X many houses types have a certain ego
  5. Long time lurking

    How Britain's £239billion buy-to-let bubble burst

    From where i`m standing (caveat it`s far more affordable here) BTL have/are unloading but the number of greater fools with enough for a deposit seems to be punting a floor under prices,then you have the various shared ownership scams, anecdotal`s say to me MMR has also had very little effect in this part of the world
  6. Long time lurking

    How Britain's £239billion buy-to-let bubble burst

    The banks as it stands the banks props up the demand by lending in this way ,this maintains prices ,higher interest rates is the only thing IMO that will break that change until then the banks have essentially cornered the market ,one could also say the government have induced an orderly exit with S24 which is no consolation to the priced out
  7. Long time lurking

    Bye, UKIP

    Batten is far from quiet ,he`s flat out on social media ,the MSM have effectively de platformed him,IMO they have tried on many occasions to discredit him and they have all failed miserably TR has problems of some sort ,it seems to be after his address was revealed but this is just a guesses , he has said all will be told when safe to do so make of that what you will
  8. Long time lurking

    Make your own ecig liquid

    Really ,it was a long time ago but my great aunt use to by pure nicotine from the chemist , she used it to fumigate/sterilise her green houses (meths burner nicotine and water mix evaporated )
  9. Long time lurking

    Brexit Betrayal thread

    The part that pisses me off is "It is so much better if we can agree all this and put it in place throughout the transitional period " from what i under stand this period is not going to disappear and this period was always about "Doing the deal" the WA was supposed to be a draft outline not the deal
  10. Long time lurking

    The big EU count starts today

    It was that way but now they go back for more then close
  11. Long time lurking

    The big EU count starts today

    Most pikeys now school there kids until they can read and write sufiently ,they know they cannot carry on their life styles without that ability anymore
  12. Long time lurking

    The big EU count starts today

    He needs to set it up in Llanellie he could get paid three times for doing the same job
  13. Long time lurking

    The big EU count starts today

    It will be the only forcast they have ever made thats spot on and thats gauranted
  14. Long time lurking

    The big EU count starts today

    Loads on twitter saying they don`t exsit on the system ,some say the date of entry is scrbubed after a few weeks /months for EU`ers HMRC is there only real way of proving when they arived by all acounts (caveat this is anecdotal taken fromthe twatersphere )
  15. Long time lurking

    The big EU count starts today

    Another one has come to Wales and are trying to do just that