Napoleon Dynamite

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About Napoleon Dynamite

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  1. Napoleon Dynamite

    Credit deflation and the reflation cycle to come.

    https://www.bloomberg.com/news/articles/2019-02-11/two-large-chinese-borrowers-are-said-to-miss-bond-payments
  2. Napoleon Dynamite

    Great Guy's Fitness Update

    I've touted GZLCP before: https://saynotobroscience.com/gzclp-infographic/ Since then I've got a couple more months into it, progress so far: To decipher the log: 52.5 - 5x3 (7+) is 52.5KG for 5 sets of 3. Bracketed number is the number of AMRAP reps. F indicates a fail. So time to change rep scheme. I've been doing 3 days a week for 3 months. I've trained on and off before, mainly upper body. Lower body progress is good, feel a lot stronger. Upper body progress not as much more weight but I look a lot better, probably due to the higher rep sets. Bodyweight has dropped from high 220's to low 220's. Weights are starting to get heavy now, so I'm failing sets and changing rep schemes. Intend to move to a 4 day week as I move into the second cycle. Apparently this is where the magic is after you reset your weights and progress back up you should be able go past your previous stalls. Will see if that happens April/May.
  3. Napoleon Dynamite

    Great Guy's Fitness Update

    Yep, there's so much to learn. Even though it's all out there on sites for all to see, you've still got to experience it and figure out what works for you. If you want to keep the Linear Progression going you've got to eat properly. Not enough protein is where I went (any maybe still do) go wrong. Don't eat properly and you won't progress, eat everything in sight and you'll progress but at other costs. That's a good routine. If you can't stick to the 6 days, you could still make lots of progress on a 3 day (full body) program. In my 20s I was 6'6" and 170ish, think if you put on weight you'll look better for it. I think your body gets used to the amounts you give it to eat. So at first you won't be able to eat more than usual, but bit by bit you'll be able to take in more calories (I'm trying this in reverse at the moment ). Protein Shakes after a meal may be a way to do it.
  4. Napoleon Dynamite

    Great Guy's Fitness Update

    I've done Stronglifts for a bit, I know it can be great but, I didn't really stick to it. Doing GZCLP now, nearly 3 months in and enjoying it. How are you finding Stronglifts? Commented similar here:
  5. Napoleon Dynamite

    which expensive cars

    Big difference with between older diesels and newer ones. 2007ish is when it changed. They started to try and make then environmentally friendly with DPF's, EGR valves. Lots of things can go wrong with all the new tech, and it's big bill when it invariably does. Agree with all Bedrag said, wish I knew that before I bought a 6 year old 2nd hand Diesel.
  6. Napoleon Dynamite

    Why are the So-Called BBC such arseholes?

    According our beloved state broadcaster we don't have absent criminals fathers any more ... we have fathers that face challenges with the police and justice. systems. https://www.bbc.co.uk/news/education-47057787
  7. Napoleon Dynamite

    Great Guy's Fitness Update

    Yep same machine. Pull bars higher up, dip bars lower. You could move the dip bars out of the way.
  8. Napoleon Dynamite

    Great Guy's Fitness Update

    Building up to your first pull up can be difficult. I built up using an assisted pull up machine at the gym. You set the weight and that determined how much assistance you'd get from a pad you put your knees on. Can't remember how long it took me but I remember being proud to do one unassisted. If you've just got a bar assisted negatives may be the way to go. The vid's worth a watch even if you don't do pull ups put your knees on a pad you set the weight to give you support on the way up.
  9. Napoleon Dynamite

    Fuckin' Weather

    Between 1cm and 7cm of snow forecast. #PrayForTheSoutherners
  10. Napoleon Dynamite

    Credit deflation and the reflation cycle to come.

    Yep, I wondered about them too, on the surface they don't make any sense. However I think it's a lot about getting people hooked. Some will be sensible, not incur any fees and pay it off before the higher rate starts. They'll cost the CC companies, aside from what they recoup on any retailer percentage fees paid. Some won't be so sensible. Their circumstances may change, a big unexpected bill may hit, they may lack willpower and build up a balance etc. Then the CC company wins, they've got somebody at higher rates of interest or who'll incur a fee balance transferring. There's the side effect that once you have debt, and you try and increase it you'll struggle to get a decent rate again. Those Lloyds TSB loans I was on about. At first bite you'll get a decent (3 or 4%) rate. Try and extend the loan to borrow more and they'll hit you with a much higher rate (>10%).
  11. Napoleon Dynamite

    Equiniti Shareview Repayment

    Had a similarly bad experience. Was taking care of a probate for a handful of different holdings of a <£1000. Fees were so high they were taking a fair chunk out of the sale of the shares. Can only hope the likes of hl put them out of business.
  12. Napoleon Dynamite

    Credit deflation and the reflation cycle to come.

    Yep, sorry meant Lloyds. I'm turning into my parents calling things by their old name 6 years after they've changed.
  13. Napoleon Dynamite

    Credit deflation and the reflation cycle to come.

    Pre Approval for a loan is just a marketing tactic. Makes you feel special, chosen, obliged almost. They've done something for you now you have to reciprocate. That's said it's pretty impressive (or scary) how fast banks can approve you for a loan these days. I'm with Lloyds TSB and I'm just a few clicks away being able to open an unsecured loan account for tens of thousands, and the money would be accessible pretty much immediately. I think a lot of that comes down to the data they have on me from holding my account.
  14. Napoleon Dynamite

    Credit deflation and the reflation cycle to come.

    Remember the subprime mortgage mess? $1.2 trillion in risky corporate debt is flashing similar warning signs https://www.latimes.com/business/la-fi-corporate-debt-risks-20190120-story.html
  15. Napoleon Dynamite

    James Middleton

    https://www.dailymail.co.uk/news/article-6583137/With-devastating-honesty-courage-JAMES-MIDDLETON-reveals-private-battle-depression.html James Middleton reveals private battle with Depression to the Daily Mail. Can't make up my mind on this one ... so I made a poll.