201p

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  1. Agree
    201p got a reaction from stokiescum in New Presidential Cycle and the Possible Secular Bull Market in Socks.   
    https://www.themoneyrepublic.com/news/uk/239117/metro-bank-shares-crash-after-loans-blunder-revealed
    Metro Bank has revealed a major blunder in how it classifies its loan book, sending its share price crashing by 30% and wiping £600m off the value of the company.
    The bank, which has been opening new branches as established rivals cut back, revealed that hundreds of millions of pounds worth of commercial property loans and loans to commercial buy-to-let operators had been wrongly classified in risk terms, and should have been among its “risk weighted assets”.
  2. Agree
    201p reacted to onlyme in New Presidential Cycle and the Possible Secular Bull Market in Socks.   
    Need some more detail as there's a lot of difference between a company that is primarily a broker and one that concentrates on underwriting. A pure broker only outfit or one that does underwriting on behalf of others but really doesn't carry any significant level of loss risk themselves is likely to do even better with a high loss environment where their chargeable premiums and cut will increase in a hard market. On the flip side their claims side will be worked harder and cost more for them operate. 
  3. Agree
    201p got a reaction from null; in Stolen UK Cars Facebook Group   
    Blame it on Brexit
    Also these are "normal" people who are unlikely to be buying faraday cages or buying steering locks. They will rely on factory fitted alarms and immobilisers and think "it won't happen to me".
    It's those Brexiteers that think up of things like putting in an isolator switch (probably).
    Are Remainers or Brexiteers more likely to get their car stolen?

    https://inews.co.uk/news/brexit/bollocks-to-brexit-sign-council-demand-removal-pimlico-plumbers/
  4. Agree
    201p got a reaction from Strawberry in Favourite Youtube Videos   
    OK one more from Baldy - I'm unlikely to ever visit India, but here's him going off the beaten track
     
  5. Agree
    201p got a reaction from Strawberry in Favourite Youtube Videos   
    English man speaks fluent Indian - worth subbing this his youtube.
     
  6. Agree
  7. Agree
    201p got a reaction from longtomuranium in New Presidential Cycle and the Possible Secular Bull Market in Socks.   
    https://www.bbc.co.uk/news/business-46965761
    Patisserie Valerie collapses into administration as rescue talks fail
    This is how the chart ended for future reference (CAKE).
    The technicals and fundamentals show the company to be healthy at a cursory glance, but a black hole can appear at anytime. So don't put all your eggs in one basket.

     
  8. Agree
    201p got a reaction from longtomuranium in New Presidential Cycle and the Possible Secular Bull Market in Socks.   
    https://www.bbc.co.uk/news/business-46965761
    Patisserie Valerie collapses into administration as rescue talks fail
    This is how the chart ended for future reference (CAKE).
    The technicals and fundamentals show the company to be healthy at a cursory glance, but a black hole can appear at anytime. So don't put all your eggs in one basket.

     
  9. Agree
    201p got a reaction from wherebee in Man smashes up new hotel with digger because 'he hadn't been paid'   
    Heard this stuff before. 
    From an alternative view - he's just taking back the bricks and work he put in.
    Liquidity is drying up. Brace yourselves.
  10. Agree
    201p got a reaction from sarahbell in Boiler Insurance - con?   
    DOSBODS ISLAND NEEDS A PLUMBER!
  11. Agree
    201p got a reaction from sarahbell in Boiler Insurance - con?   
    DOSBODS ISLAND NEEDS A PLUMBER!
  12. Agree
    201p got a reaction from wherebee in Man smashes up new hotel with digger because 'he hadn't been paid'   
    Heard this stuff before. 
    From an alternative view - he's just taking back the bricks and work he put in.
    Liquidity is drying up. Brace yourselves.
  13. Agree
    201p got a reaction from wherebee in Man smashes up new hotel with digger because 'he hadn't been paid'   
    Heard this stuff before. 
    From an alternative view - he's just taking back the bricks and work he put in.
    Liquidity is drying up. Brace yourselves.
  14. Agree
    201p got a reaction from wherebee in Man smashes up new hotel with digger because 'he hadn't been paid'   
    Heard this stuff before. 
    From an alternative view - he's just taking back the bricks and work he put in.
    Liquidity is drying up. Brace yourselves.
  15. Agree
    201p got a reaction from sarahbell in Boiler Insurance - con?   
    DOSBODS ISLAND NEEDS A PLUMBER!
  16. Agree
    201p reacted to Castlevania in New Presidential Cycle and the Possible Secular Bull Market in Socks.   
    Not for much longer. Zoo’s getting hammered today after a profit warning.
  17. Agree
    201p got a reaction from Harley in Boiler Insurance - con?   
    Have your boiler serviced (no more than £100) in summer/autumn, if you don't and your boiler is turned on in winter and it is kaput, your plumber is probably booked up for weeks, and you'll be freezing!
  18. Agree
    201p got a reaction from stokiescum in Boiler Insurance - con?   
    The patch of land maybe nothing - you just don't want people using it as an area for fly tipping or car burning- it shouldn't be as it overlooked by everybody.
    Prefer to be semi or detached as you have at least one side of the house quiet, if the neighbours are noisy (or if you are noisy!).
  19. Agree
    201p reacted to onlyme in Boiler Insurance - con?   
    Can't believe everything in this type of review site but I will go against the grain here, not so convinced with the worcester bosch brand as I was, have a sneaky feeling they have gone  cheap. I reckon Valiant are a better better with stainless steel heat exchangers and less cheapening of parts..
    Worcester Bosch
    https://www.reviewcentre.com/reviews120948.html
    Veering towards having an Intergas fitted as they seem to be the cream of the crop now unless the the gas fitters are pumping their own preferred fit/brand. As much as they like the money I suspect the hassle of going back fixing the same problems must wear and most will want to fit something decent in the first place as generally not short of work anyway as a trade!
    Intergas
    https://www.reviewcentre.com/boilers/intergas_boilers-reviews_1877712
     
     
  20. Agree
    201p got a reaction from Harley in Boiler Insurance - con?   
    Have your boiler serviced (no more than £100) in summer/autumn, if you don't and your boiler is turned on in winter and it is kaput, your plumber is probably booked up for weeks, and you'll be freezing!
  21. Agree
    201p got a reaction from Harley in Boiler Insurance - con?   
    Have your boiler serviced (no more than £100) in summer/autumn, if you don't and your boiler is turned on in winter and it is kaput, your plumber is probably booked up for weeks, and you'll be freezing!
  22. Agree
    201p reacted to the gardener in Boiler Insurance - con?   
    Top tip - a major cause of draughts is bloody idiots who install radiators anywhere other than underneath a window. Have one on the back wall and it'll suck cold air from the window straight along the floor at 100 mph giving your toes frostbite.
  23. Agree
    201p got a reaction from UmBongo in Stolen UK Cars Facebook Group   
    I think I was quoted £3K for a basic Ford Escort as my first car. I bought one with a small rear wing spoiler so it looked the part but under the bonnet was a 1.3 engine.
    Eventually I got insured for £2K going on my fathers insurance.

    ^similar to this
  24. Agree
    201p got a reaction from DeepLurker in The Peasants are Revolting, warns IMF   
    Globalisation has probably run it's course. If you want to put the world back on track, then first you must tear it down and start again. These things can go in cycles.
  25. Agree
    201p got a reaction from DeepLurker in The Peasants are Revolting, warns IMF   
    Globalisation has probably run it's course. If you want to put the world back on track, then first you must tear it down and start again. These things can go in cycles.