201p

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  1. Upvote
    201p got a reaction from twocents in Uk 9th largest manufacturer in world   
    I wonder how it is calculated though. Take the new MG car, it is designed in the UK, but made in China. Does that count to UK figures?
     
  2. Upvote
    201p got a reaction from Frank Hovis in Retire in your forties   
    Not a good idea to fully retire in your 40s. If for any reason you need to go back to work like 6-7 years time, no one is going to hire you as you have been out of the game. He doesn't appear to say what he is living off - so assuming he is using 25x of your annual savings and then spending it down sounds like a terrible idea. I'd always keep a finger in the pie if you can, or be managing an asset base that spins of passive income.
    You can retire fully if the passive income pays for your expenses, and your expenses don't touch the principal capital AND you can grow the principal capital inline or above inflation.
    The rules of the game always change. No one is going to be able to predict in 10-20 years, the inflation, taxation, or retirement age (access to state pension).
     
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    Work is also good for the soul - if you enjoy it, no reason to drop to part time until the official retirement age. Work is like an ongoing investment for your mental, social and physical health.
  3. Upvote
    201p got a reaction from Frank Hovis in Retire in your forties   
    Not a good idea to fully retire in your 40s. If for any reason you need to go back to work like 6-7 years time, no one is going to hire you as you have been out of the game. He doesn't appear to say what he is living off - so assuming he is using 25x of your annual savings and then spending it down sounds like a terrible idea. I'd always keep a finger in the pie if you can, or be managing an asset base that spins of passive income.
    You can retire fully if the passive income pays for your expenses, and your expenses don't touch the principal capital AND you can grow the principal capital inline or above inflation.
    The rules of the game always change. No one is going to be able to predict in 10-20 years, the inflation, taxation, or retirement age (access to state pension).
     
    ---
    Work is also good for the soul - if you enjoy it, no reason to drop to part time until the official retirement age. Work is like an ongoing investment for your mental, social and physical health.
  4. Upvote
    201p got a reaction from Frank Hovis in Retire in your forties   
    Not a good idea to fully retire in your 40s. If for any reason you need to go back to work like 6-7 years time, no one is going to hire you as you have been out of the game. He doesn't appear to say what he is living off - so assuming he is using 25x of your annual savings and then spending it down sounds like a terrible idea. I'd always keep a finger in the pie if you can, or be managing an asset base that spins of passive income.
    You can retire fully if the passive income pays for your expenses, and your expenses don't touch the principal capital AND you can grow the principal capital inline or above inflation.
    The rules of the game always change. No one is going to be able to predict in 10-20 years, the inflation, taxation, or retirement age (access to state pension).
     
    ---
    Work is also good for the soul - if you enjoy it, no reason to drop to part time until the official retirement age. Work is like an ongoing investment for your mental, social and physical health.
  5. Upvote
    201p reacted to Austin Allegro in Retire in your forties   
    As I understand it nobody does FIRE in order to lie around on the sofa all day at home. Most people do it (like me) to concentrate on a monetised hobby. If I have to go back into full time employment in a few years, my CV will show that I have been running a moderately successful publishing company. Most likely though I'll just do temping work or part time McJobs if I need to make more money; I've no major interest in getting back into corporate life and no need for that salary level because it is pitched to those who need to pay a huge mortgage and maintain a modern consumerist lifestyle, neither of which I have. 
  6. Upvote
    201p reacted to spunko in how dead is your local   
    Depends really. A few places I've come across in the private sector have extended lunch breaks or early finishes on Fridays where they all go down the local.
    I think it's a great idea, a liquid lunch once a week. Doesn't make any sense to run a business treating your staff like battery hens IMO.
  7. Upvote
    201p reacted to onlyme in how dead is your local   
    Lack of investment and concentration on the wrong types of activity, we de-industrialized effectively, you don't get anywhere near the productivity gains when you are just selling and performing customer servicing of product manufactured elsewhere as the economies of scale are much more difficult to eek out in those tasks. 
  8. Upvote
    201p reacted to Uptherebels in how dead is your local   
    My first job, in the mid 70s, we used to go to a pub at lunchtime, and have a ploughman's lunch, (he wasn't happy), and 2 or 3 pints. Then back to work. Do a bit, then play cards for the final hour. Different times. 
    As a junior office bod, I was on £20 a week, and I think Bitter was 17 or 18p a pint. 
    Only worked there for a couple of years, then left to do factory work, as the money was so much better. 
    These days, I don't do pubs anyway, and lunch consists of 30 minutes at best, in a 12 hour day. 
  9. Upvote
    201p got a reaction from Frank Hovis in Danny Boyle fired from James Bond as he's too leftwing   
    I think there must be a lot of trouble brewing behind the scenes in Hollywood. There was an article about how the whole industry was on a the precipice of a crash because making reboots of old films will have to come to an end.
    MGM nearly went to the wall after the financial crisis and no one knew if there was ever going to be another bond film.
    In the Latest Start wars film, they had to re-shoot 80% the film because the two initial directors (right leaning?) had conflict with the head of Lucus film (left leaning). It became one of the top 6 most expensive films to make in history and bombed at the cinema.
     
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    https://theconversation.com/why-trainspottings-danny-boyle-is-the-right-man-to-help-james-bond-save-brexit-britain-97740
    Boyle’s vision of Britain hasn’t always been the most optimistic, however. His most feted film – 1996’s Trainspotting – thought about the UK in starkly different terms. Based on Irvine Welsh’s 1993 novel, Trainspotting documents the tribulations of a handful of Scottish addicts, whose tipples range from alcohol to violence to heroin. Set during Margaret Thatcher’s premiership, the Leith area of Edinburgh in the film is underfunded and forgotten by the neo-conservative society that Thatcher cultivated. Trainspotting’s Scotland is splintered off from the coherent UK.
    By the time Boyle’s Bond film is released, Britain will have exited the European Union. The new internationalist arrangement between the UK and its continental counterparts will potentially be a throwback to the pre-Thatcher UK, when nations were primary drivers in politics. Though there is no saving Trainspotting’s disintegrated UK, Boyle’s Bond offering will come up against the backdrop of a “saved” nation – at least in terms of its own national identity, that is.
     
    --I guess he had a choice of whether Britain was going to be apocalyptic post Brexit like 28 Days Later or booming. It might be too much to risk the $milllions on a film to have a strong political gamble on the Brexit outcome. Doesn't Hollywood mostly like to have a happy ending regardless of political persuasion?
     
    ----
    https://www.msn.com/en-gb/entertainment/tv/bafta-chief-says-uk-entertainment-industry-will-‘thrive’-post-brexit/ar-BBNnVEw?li=BBoPJKU
    Bafta chief says UK entertainment industry will ‘thrive’ post-Brexit
    4hrs ago
  10. Upvote
    201p reacted to spunko in DOSBODS Rampton House   
    If everyone acted like Ace Ventura we'd have far less problems in the world... 
    For one halal would be banned overnight 
  11. Upvote
    201p reacted to JoeDavola in Danny Boyle fired from James Bond as he's too leftwing   
    Hollywood deserves a crash because of how poor their output is. Absolute fucking dross most of it; fortunes being spent on an output with no artistic merit. I live near two cinemas; a mainstream one and an independent one that shows arty/world cinema, and I rarely go to either the last few years as the mainstream one is mostly shite reboots/sequels and the independent one which used to be fantastic seems to have been infested with SJW content the last three years or so.
    And yes the last James Bond was shite; beyond the crapness of the movie I got the impression Daniel Craig was bored, sleepwalking through it for a payday.
    The endless superhero movies bore the arse off me too, Superman vs Batman vs Marvel vs oh fuck off... 
    I get the impression Hollywood doesn't really have any stars any more. You know, proper stars. Who is today's Paul Newman, Clint Eastwood, Jack Nicholson? Even the action hero's of old, with their 'limited range' the Arnie's and Stallone's, don't have anyone with the equivalent screen presence to fill their shoes. I saw the Rock's most recent movie, which was pretty much a rip off of Die Hard, and it was one of the most boring things I've ever seen. A mate wants to go see the new Predator movie but I hear that's shite too so I'm not even gonna bother.
    And they've fucked up Terminator too, repeatedly. The latest reboot, which had the best chance as it involves Linda Hamilton and James Cameron, is quite obviously an SJW girlpower propaganda piece from the early promotional photos. This is from the same people who actually knew how to present a strong female lead character (Sarah Conor in T2) rather than the insulting 'girlpower' shite that we have these days. I honestly believe if you gave a talented film maker/writer team one tenth of the budget of what the new Terminator movie will have, they could produce a better movie.
    Rant over. 
  12. Upvote
    201p got a reaction from Frank Hovis in Danny Boyle fired from James Bond as he's too leftwing   
    I think there must be a lot of trouble brewing behind the scenes in Hollywood. There was an article about how the whole industry was on a the precipice of a crash because making reboots of old films will have to come to an end.
    MGM nearly went to the wall after the financial crisis and no one knew if there was ever going to be another bond film.
    In the Latest Start wars film, they had to re-shoot 80% the film because the two initial directors (right leaning?) had conflict with the head of Lucus film (left leaning). It became one of the top 6 most expensive films to make in history and bombed at the cinema.
     
    ---
    https://theconversation.com/why-trainspottings-danny-boyle-is-the-right-man-to-help-james-bond-save-brexit-britain-97740
    Boyle’s vision of Britain hasn’t always been the most optimistic, however. His most feted film – 1996’s Trainspotting – thought about the UK in starkly different terms. Based on Irvine Welsh’s 1993 novel, Trainspotting documents the tribulations of a handful of Scottish addicts, whose tipples range from alcohol to violence to heroin. Set during Margaret Thatcher’s premiership, the Leith area of Edinburgh in the film is underfunded and forgotten by the neo-conservative society that Thatcher cultivated. Trainspotting’s Scotland is splintered off from the coherent UK.
    By the time Boyle’s Bond film is released, Britain will have exited the European Union. The new internationalist arrangement between the UK and its continental counterparts will potentially be a throwback to the pre-Thatcher UK, when nations were primary drivers in politics. Though there is no saving Trainspotting’s disintegrated UK, Boyle’s Bond offering will come up against the backdrop of a “saved” nation – at least in terms of its own national identity, that is.
     
    --I guess he had a choice of whether Britain was going to be apocalyptic post Brexit like 28 Days Later or booming. It might be too much to risk the $milllions on a film to have a strong political gamble on the Brexit outcome. Doesn't Hollywood mostly like to have a happy ending regardless of political persuasion?
     
    ----
    https://www.msn.com/en-gb/entertainment/tv/bafta-chief-says-uk-entertainment-industry-will-‘thrive’-post-brexit/ar-BBNnVEw?li=BBoPJKU
    Bafta chief says UK entertainment industry will ‘thrive’ post-Brexit
    4hrs ago
  13. Upvote
    201p got a reaction from JoeDavola in Danny Boyle fired from James Bond as he's too leftwing   
    The thing is you have to have risk to have reward. Making reboots is "safe" and making another film in a franchise is "safe". However as the risk tolerance appetite profile of investors gets smaller and smaller you'll run in to a brick wall where the returns get smaller and smaller. It has already happened in the music industry - going for "safe" family friendly music using tried and tested melodies and tunes with slight variations of previous successes. 
    In the movie industry someone will have to take the risk and come up with new stories and new characters.
  14. Upvote
    201p got a reaction from JoeDavola in Danny Boyle fired from James Bond as he's too leftwing   
    The thing is you have to have risk to have reward. Making reboots is "safe" and making another film in a franchise is "safe". However as the risk tolerance appetite profile of investors gets smaller and smaller you'll run in to a brick wall where the returns get smaller and smaller. It has already happened in the music industry - going for "safe" family friendly music using tried and tested melodies and tunes with slight variations of previous successes. 
    In the movie industry someone will have to take the risk and come up with new stories and new characters.
  15. Upvote
    201p got a reaction from Castlevania in New Presidential Cycle and the Possible Secular Bull Market in Socks.   
    Urban explorers find SILVER BARS in abandoned bank - this looks legit. 9.38secs
     
  16. Upvote
    201p reacted to spunko in John Lewis profits slump 99% in 'challenging times'   
    Doubt my post will be popular among the skinflinterati but this is the inevitable result of putting pricepoint above everything else. I really like John Lewis / Waitrose because they treat their staff well and their stores are clean. You also come across very few migrants which is refreshing. They run their business correctly but it costs a business a lot of money to run that way which is reflected in their prices.
    This earnings dive is the result of consumers putting the cheapest price (Amazon) above everything else, and saying sod the other factors. The people who shop at Amazon and then whinge about the lack of funding for the #envyoftheworld NHS really grind my gears - this is why.
  17. Like
    201p got a reaction from Admiral Pepe in Trumpers spotted in the UK   
    On my travels I see stuff, and I will add it here. You may have already seen the first picture before. Well I saw the second one today, and I'll add to this thread as I see them. A bit like train spotting, but I am "bigot" supporting Lol.


     
  18. Upvote
    201p got a reaction from spunko in Trumpers spotted in the UK   
  19. Upvote
    201p got a reaction from whocares in Trumpers spotted in the UK   
    Lol there are others out of interest

  20. Upvote
    201p got a reaction from whocares in Trumpers spotted in the UK   
    There was another car I saw at Totton Morrisons but I can't find the image that I took earlier this year. Basically it had this in the back seat:

  21. Upvote
    201p got a reaction from whocares in Trumpers spotted in the UK   
    Lol there are others out of interest

  22. Upvote
    201p got a reaction from whocares in Trumpers spotted in the UK   
    There was another car I saw at Totton Morrisons but I can't find the image that I took earlier this year. Basically it had this in the back seat:

  23. Upvote
    201p got a reaction from whocares in Trumpers spotted in the UK   
    There was another car I saw at Totton Morrisons but I can't find the image that I took earlier this year. Basically it had this in the back seat:

  24. Upvote
    201p reacted to whocares in Trumpers spotted in the UK   
    Can't see anything! (So not yet very convinced!) Bigger and clearer next time?!  
  25. Upvote
    201p got a reaction from longtomsilver in Must have smartphone   
    I can't see him walking 10 miles a day in there -3 strikes and your out thing.