billfunk

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  1. Agree
    billfunk reacted to SNACR in Man smashes up new hotel with digger because 'he hadn't been paid'   
    Yes, I'm somewhat dubious on his suitability for such rapid elevation to dosbods people's hero status.
    He could be a poor down trodden salt of the earth worker, on his uppers, sticking it to the man or just as easily be a chippy petulant bell end with a short fused anger management and aggression issue.
  2. Agree
    billfunk reacted to LC1 in Hoax hate   
    Yes, I read this theory and agree, but I think it was anticipated or even set up as a trap by those working against the fake news media. They couldn't help but take the bait. The response has been like a well oiled machine, almost too coordinated, with top lawyers coming out of the woodwork with pro bono offers to sue the pants off the big media players and sjw celebs who mouthed off against the Covington boys on social media.  
  3. Agree
    billfunk reacted to DTMark in How Britain's £239billion buy-to-let bubble burst   
    Even in the game "Monopoly" - you can't charge rent on property if you have a mortgage on it (an IOU to the bank)
  4. Agree
    billfunk reacted to null; in Tommy Robinson thread   
    A great video, what an intersting array of real world everyday people that come and go while he is waiting outside. He seems to connect very well with people.
    He does well to keep it fairly nuetral when speaking with the socialist guy - he was great (the socialist guy), I got the impression he was more of an old school socialist rather than the fake outrage SJW modern types. This is something I think TR should do more - have talks with the 'oppositon' but it needs to people who can have a sensible talk rather than start sky screaming. Not much point preaching to the converted.
    I would say that TR does talk a bit too quickly when interviewing, he needs to slow down a touch. I guess he feels that he has a lot to say but he would do better to slow down and make sure the points are made clearer.
    And what a strange life it must be, knowing that you are constantly being monitored. I don't know why he doesn't arrange to turn up at a dozen different places each day and pick one at random at the last moment. Alternatively, as its mostly him on his own, he just has to tell no one and pitch up. If they are aware in advance of him being there its a good indication he is being monitored.
  5. Cheers
    billfunk reacted to ccc in Cricket Thread   
    I will be at both one days in Barbados even though I ain't exactly an expert on the sport. 
  6. Agree
    billfunk reacted to Frank Hovis in How Britain's £239billion buy-to-let bubble burst   
    All the maintenance responsibility and you still pay rent.  Marvellous.
    I can see it making sense if you're rapidly saving money to buy out the remaining percentage so that you are going to fully own it in the near future.
    If however you look unlikely to ever own more than half or whatever then you have the downside of owning - maintenance, which will only go up - together with the downside of renting - rent.  Add in difficulty selling because banks are less keen to lend to people who might struggle to pay their mortgage (and affordbaility rules actually try to achieve this - if you can easily buy 40% but would struggle at 50% then you have to buy 50%) and it looks like a lemon to me.
  7. Agree
    billfunk got a reaction from the gardener in Hoax hate   
    When I was young and super-aggressive my parents used to lecture me on not fighting. "Just smile at them instead". 
    I wonder what the updated advice is for the 21st century? Don't fight. Don't smile. Make sure your face conveys understanding and empathy of the socio-historic plight of whomever it is trying to pick a fight with you.
    Jesus wept. To think of all the things white people have given the world and this is how we are treated.
     
  8. Agree
    billfunk got a reaction from Wight Flight in How Britain's £239billion buy-to-let bubble burst   
    Allowing anyone to buy a Buy-to-Let with a mortgage is a terrible policy. It directly leverages capital AGAINST labour and creates a generation of indentured servants. There is a genuine demand for rental properties in the UK but it is a fraction of the size of the behemoth people-farming rental sector we have today. The difference in size represents how much we, as a country, leverage middle class wealth to impoverish the poor. It is an offence in any country calling itself "modern" or "democratic". 
    BTL mortgages should be banned outright. Anyone found to be renting a property with a mortgage should be imprisoned for fraud. Landlords should pay the Council Tax/ Poll Tax/ Land Value Tax in full. 3 year standard assured tenancies as a minimum with only the tenant allowed to break early. Further capital gains paid on the profit. 
    Either that or let the workers leverage their labour. Work 40 hours a week and have the bank pay them 200. Which system sounds most sensible?
     
     
  9. Cheers
    billfunk reacted to InLikeFlynn in Cricket Thread   
    Was just about to dig this thread out for a bit of necromancy.
    Not sure about dropping Broad, but will be delighted to be proved wrong as usual.
    Boycott's latest article in the Telegraph will have given the Windies all the motivation they need.
  10. Agree
    billfunk got a reaction from InLikeFlynn in Cricket Thread   
    Bump. Winter series hurray!
    West Indies win toss and elect to bat.
    Broad dropped for Curran! Two spinners and 3 keepers selected.
    Wicket likely to be low and slow with uneven bounce. Can Jimmy Anderson remain fit and skittle them on the first day? 
    (W.G.Grace emoticon)
  11. Agree
    billfunk reacted to sarahbell in Weirdest/worst job interviews.   
    I don't feel I've had enough interviews to add much but I did point out at one their securicor turned up at the same time every day and if I'd noticed that then probably other people had. 
  12. Agree
    billfunk reacted to wherebee in How Britain's £239billion buy-to-let bubble burst   
    I've posted here and on TOS that EVERY house or flat I bought in the UK had an amazing last minute offer from another buyer come in.  Even though one or two of them had been sitting unsold for months.  Funny that.
    I fell for it once.  More fool me.  Paid 15k more than I offered.
     
    Never again.  When we were buying in Australia, the agent tried this on as well.  My answer was "good luck to that buyer.  If it falls through, call me by friday or the offer is off".
    I got a call thursday.
    Agents are unmitigated cunts.
  13. Cheers
    billfunk reacted to UmBongo in How Britain's £239billion buy-to-let bubble burst   
    I agree with @billfunk : rental properties should be owned outright by landlords imo. Things can go south quite quickly when there is a mortgage to service.
    I've been stating this on tos for the past few years. 
  14. Agree
    billfunk got a reaction from Wight Flight in How Britain's £239billion buy-to-let bubble burst   
    Allowing anyone to buy a Buy-to-Let with a mortgage is a terrible policy. It directly leverages capital AGAINST labour and creates a generation of indentured servants. There is a genuine demand for rental properties in the UK but it is a fraction of the size of the behemoth people-farming rental sector we have today. The difference in size represents how much we, as a country, leverage middle class wealth to impoverish the poor. It is an offence in any country calling itself "modern" or "democratic". 
    BTL mortgages should be banned outright. Anyone found to be renting a property with a mortgage should be imprisoned for fraud. Landlords should pay the Council Tax/ Poll Tax/ Land Value Tax in full. 3 year standard assured tenancies as a minimum with only the tenant allowed to break early. Further capital gains paid on the profit. 
    Either that or let the workers leverage their labour. Work 40 hours a week and have the bank pay them 200. Which system sounds most sensible?
     
     
  15. Agree
    billfunk got a reaction from Wight Flight in How Britain's £239billion buy-to-let bubble burst   
    Allowing anyone to buy a Buy-to-Let with a mortgage is a terrible policy. It directly leverages capital AGAINST labour and creates a generation of indentured servants. There is a genuine demand for rental properties in the UK but it is a fraction of the size of the behemoth people-farming rental sector we have today. The difference in size represents how much we, as a country, leverage middle class wealth to impoverish the poor. It is an offence in any country calling itself "modern" or "democratic". 
    BTL mortgages should be banned outright. Anyone found to be renting a property with a mortgage should be imprisoned for fraud. Landlords should pay the Council Tax/ Poll Tax/ Land Value Tax in full. 3 year standard assured tenancies as a minimum with only the tenant allowed to break early. Further capital gains paid on the profit. 
    Either that or let the workers leverage their labour. Work 40 hours a week and have the bank pay them 200. Which system sounds most sensible?
     
     
  16. Agree
    billfunk got a reaction from Wight Flight in How Britain's £239billion buy-to-let bubble burst   
    Allowing anyone to buy a Buy-to-Let with a mortgage is a terrible policy. It directly leverages capital AGAINST labour and creates a generation of indentured servants. There is a genuine demand for rental properties in the UK but it is a fraction of the size of the behemoth people-farming rental sector we have today. The difference in size represents how much we, as a country, leverage middle class wealth to impoverish the poor. It is an offence in any country calling itself "modern" or "democratic". 
    BTL mortgages should be banned outright. Anyone found to be renting a property with a mortgage should be imprisoned for fraud. Landlords should pay the Council Tax/ Poll Tax/ Land Value Tax in full. 3 year standard assured tenancies as a minimum with only the tenant allowed to break early. Further capital gains paid on the profit. 
    Either that or let the workers leverage their labour. Work 40 hours a week and have the bank pay them 200. Which system sounds most sensible?
     
     
  17. Agree
    billfunk got a reaction from A_P in How Britain's £239billion buy-to-let bubble burst   
    No my point remains coherent. The relationship between leveraged bank money and money derived from labour is asymmetrical. Your point was something of a non sequitur.
     
     
  18. Agree
    billfunk got a reaction from Wight Flight in How Britain's £239billion buy-to-let bubble burst   
    Allowing anyone to buy a Buy-to-Let with a mortgage is a terrible policy. It directly leverages capital AGAINST labour and creates a generation of indentured servants. There is a genuine demand for rental properties in the UK but it is a fraction of the size of the behemoth people-farming rental sector we have today. The difference in size represents how much we, as a country, leverage middle class wealth to impoverish the poor. It is an offence in any country calling itself "modern" or "democratic". 
    BTL mortgages should be banned outright. Anyone found to be renting a property with a mortgage should be imprisoned for fraud. Landlords should pay the Council Tax/ Poll Tax/ Land Value Tax in full. 3 year standard assured tenancies as a minimum with only the tenant allowed to break early. Further capital gains paid on the profit. 
    Either that or let the workers leverage their labour. Work 40 hours a week and have the bank pay them 200. Which system sounds most sensible?
     
     
  19. Agree
    billfunk got a reaction from Wight Flight in How Britain's £239billion buy-to-let bubble burst   
    Allowing anyone to buy a Buy-to-Let with a mortgage is a terrible policy. It directly leverages capital AGAINST labour and creates a generation of indentured servants. There is a genuine demand for rental properties in the UK but it is a fraction of the size of the behemoth people-farming rental sector we have today. The difference in size represents how much we, as a country, leverage middle class wealth to impoverish the poor. It is an offence in any country calling itself "modern" or "democratic". 
    BTL mortgages should be banned outright. Anyone found to be renting a property with a mortgage should be imprisoned for fraud. Landlords should pay the Council Tax/ Poll Tax/ Land Value Tax in full. 3 year standard assured tenancies as a minimum with only the tenant allowed to break early. Further capital gains paid on the profit. 
    Either that or let the workers leverage their labour. Work 40 hours a week and have the bank pay them 200. Which system sounds most sensible?
     
     
  20. Agree
    billfunk reacted to assetrichcashpoor in immigration raid strips bar of licence   
    I know someone, an American, who is living and working in the UK. He has used a succession of 6 month tourist visas and has lived in the UK for 15+ years. He has managed to acquire a NI number and worked in pubs all this time. As such NI and tax are taken directly from his pay despite it being illegal for him to work here even if the visa in his passport says he can visit the UK he can’t work here and therefore is in breach of his visa conditions, similar to Jean Charles de Menezes. 
    The person I know used to do regular 6 monthly visa runs to France to get a new visa in his passport. After about the 10th trip he was denied access to the UK. And being a total fuckwit had no money or clothes with him. A family member who foolishly was going out with him at the time managed to wire him some money. He was then able to get a hotel room and another Eurostar ticket and try again the next day when they let him in with another 6 month visitor visa. After that he ‘lost’ his passport and got a new clean passport to start building up his visas again. 
  21. Agree
    billfunk got a reaction from Wight Flight in How Britain's £239billion buy-to-let bubble burst   
    Allowing anyone to buy a Buy-to-Let with a mortgage is a terrible policy. It directly leverages capital AGAINST labour and creates a generation of indentured servants. There is a genuine demand for rental properties in the UK but it is a fraction of the size of the behemoth people-farming rental sector we have today. The difference in size represents how much we, as a country, leverage middle class wealth to impoverish the poor. It is an offence in any country calling itself "modern" or "democratic". 
    BTL mortgages should be banned outright. Anyone found to be renting a property with a mortgage should be imprisoned for fraud. Landlords should pay the Council Tax/ Poll Tax/ Land Value Tax in full. 3 year standard assured tenancies as a minimum with only the tenant allowed to break early. Further capital gains paid on the profit. 
    Either that or let the workers leverage their labour. Work 40 hours a week and have the bank pay them 200. Which system sounds most sensible?
     
     
  22. Agree
    billfunk reacted to sarahbell in immigration raid strips bar of licence   
    https://www.theoldhamtimes.co.uk/news/17378150.chadderton-bar-and-grill-stripped-of-its-licence-over-immigration-raids/
     
    Government immigration teams conducted two visits on the Chadderton Bar and Grill on Middleton Road in April, 2016 and August last year.
    On both occasions they found people working at the restaurant who were not legally entitled to be in the country at the time and had no permission to work, including one of the main business partners and shareholders, Rami Mourad-Foster.
    Both business owners paid all the correct tax, national insurance and employer contributions for their company, he added.

    HOW?
    How do you pay the right NI etc for people who are working illegally?
  23. Cheers
    billfunk reacted to One percent in How Britain's £239billion buy-to-let bubble burst   
    My two have. They have been saving. 
  24. Cheers
    billfunk reacted to unregistered_guest in Brexit Betrayal thread   
    Does not compute!
    Surely the raison d'etre for the EU is protectionism?
  25. Agree
    billfunk reacted to XswampyX in Brexit Betrayal thread   
    I agree, but the vote will still be split. We would need over 8 million brexit votes (split over 2 political parties) just to have no-one in parliament to represent us. The Conservatives won the fucking thing with only 13.5 million!