billfunk

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  1. Upvote
    billfunk got a reaction from Kilham in Bennie seekers mapped   
    Just pay every adult £75 a week.
     
    Job done.
  2. Upvote
    billfunk reacted to Happy Renting in The big teacher thread   
    Yes. Mine used a calculator.
    As for me, the way I'd do that problem is not to piss about dividing each digit by 5 and so on. I'd just multipy by 2 and divide by 10. So easy I got the answer in about 3 seconds and did it in my head.
  3. Upvote
    billfunk reacted to Austin Allegro in Jacob Rees-Mogg   
    Surely exhorting people to display posters reading 'F*CK OFF TORY C*NTS' outside 'Tory places' (whatever they are!) is a 'hate crime'?
     
  4. Upvote
    billfunk reacted to wherebee in Jacob Rees-Mogg   
    I didn't know he was a DOSBODDER..... 
  5. Upvote
    billfunk reacted to Alonso Quijano in Trump's progress   
    Trump - a tweet without words. Epic trolling!
     
  6. Upvote
    billfunk reacted to Chewing Grass in EU Sketch It (TM) - Post Your Drawings of EU Copyrighted Buildings/Monuments/People Etc Here   
    The EU has passed Article 13, its controversial "meme-killing" law, with very few amendments, but copyright enthusiasts shouldn't get too chirpy as we can all draw the stuff instead.
    Please feel free to sketch anything you like on a piece of white paper, sign it like Banksy does and write the name of what it is underneath and let the whole internet gorge themselves on your artwork of their 'Copyrighted' stuff for free.

     
  7. Upvote
    billfunk reacted to One percent in Scouring the world to enable us to continue to undermine your wages   
    You are buying the island. 
  8. Upvote
    billfunk reacted to swiss_democracy_for_all in Scouring the world to enable us to continue to undermine your wages   
    Thing is, I earned 6 quid an hour as a  student on (southern) building sites in 1990. That 6 quid went a long way(for a start my (northern) student room rent was 25 quid a week)  and was well worth doing. So 6 weeks hardish work 6 days a week enabled me to pay off everything and left me enough to bugger off on holiday to Europe for the rest of the summer.  Wasn't even that taxing - probably broke all H@S rules (I used quite a few power tools) but hey I knew the risks.
    Fast forward to 2018, 8 quid an hour for picking fruit is worth miles less than my 6 quid in 1990, I'd guess it's worth about half. And it's bloody hard work, probably tougher than the building site because it's just backbreaking repetitve drudge. AND the employer would probably prefer EEers to me anyway. What would I do now if I was young? I dunno. Probably get all the loans I could for a globally marketable skill, then bugger off and never return to the country that had betrayed me.
    The wankers at the top have squeezed and squeezed and squeezed the lowest paid and the young, the most incredible thing of all is that the squeeze was started by Labour, who utterly betrayed everything and everyone they were meant to represent. (though not stopped by the Tories either of course)
  9. Upvote
    billfunk reacted to PatronizingGit in One for spy   
    I didn't know we exited the last crisis (ie, his one), we just socialized the fallout from the banks onto the people...

     
    And, thanks to his bailouts, the next banking crisis will be a sovereign crisis.
  10. Upvote
    billfunk got a reaction from SpectrumFX in One for spy   
    There won't be another crisis as Gordo ended all that "boom and bust" nonsense 15 years ago.
    Credibility = 0
  11. Upvote
    billfunk reacted to Austin Allegro in Netflix/Amazon Prime bargain bin shitty movies   
    Logging on to Netflix to me feels like when you get on the plane for a longhaul flight to Hong Kong or something and you have that little telly in your seat. There appear to be hundreds and hundreds of films, TV programmes etc so you settle down for an entertaining 17 hours but then you find out that most of them are old crap or are in Filipino or something. 
  12. Upvote
    billfunk reacted to Southmartin in In Latest Humiliation For Brussles, Viktor Orban Wins Hungary Elections In Landslide Victory   
    FYI. I took on 647 in a public ‘town hall’ style debate during the refendum. She claimed to be an economist, but I utterly thrashed her and even had the 200+ people who attended openly laughing at her as I took her arguments about the Euro apart one by one
    still one of the most satisfying hours of my entire life. Dippy cow!
    Molly Scott Cato if you wanted to know. FYI, the MEP who won her SW seat only because the fake referendum party cost the UKIP candidate Gawain Towler the 1% extra he needed to have beaten her. 
  13. Upvote
    billfunk reacted to One percent in In Latest Humiliation For Brussles, Viktor Orban Wins Hungary Elections In Landslide Victory   
    https://www.theguardian.com/world/2018/jun/25/mep-european-parliament-vote-eu-sanction-hungary-viktor-orban
    this is an interesting one.  The EU vote for sanctions against Hungary. The British tortes (whoever they are) voted against it.
    icing on the cake is that an MEP is virtue signalling about Hungary being anti democratic. More democratic than the EU but then that’s not difficult 
  14. Upvote
    billfunk reacted to spunko in Netflix/Amazon Prime bargain bin shitty movies   
    I really miss Lovefilm, anyone remember them? They apparently closed last year. For anyone who didn't use them, they offered something no one else was able to, at an affordable price: specificity. I’ve NO interest in trawling through the movies on Netflix and Amazon Prime. It’s like the DVD bargain bin at a petrol station, made up of shitty Jason Statham action films or comic book adaptations which got boring in 2009. There are about five quality films on there, all of which I’ve seen, and then an endless blackhole of celluloid mediocrity. I don't watch boxsets as 99% of them are dire and I don't have the time commitment or tenacity to sit and watch 800 episodes.
    These streaming services are for people who want to watch something when they get home and aren’t really that fussed what it is. They’re not for people who will carefully write down the names of films when they read a good review, or whose first response to a film they loved is to watch everything else that director ever did. They struggle to cater for people with specific tastes, who are into specific genres like Korean horrors or Ealing comedies etc. I resent paying £3-£5 for a film when I could pay £8 a month and get unlimited rentals.
    Has anyone tried Cinema Paradiso? It looks like Lovefilm but is much more expensive.
  15. Like
    billfunk got a reaction from Admiral Pepe in Bennie seekers mapped   
    No. The important thing is exactly the opposite of this. We need to stop being Puritans. The common wealth is sufficient for everyone to survive. The free market is sufficient to generate wealth. No need for us to ascribe moral values to those who choose to work or not.
    Just pay everyone £75 a week and let them make their own minds up. No one will starve. Productivity will sky rocket.
  16. Upvote
    billfunk got a reaction from swiss_democracy_for_all in Short termism   
    The economy is based on the pathological notion that there can be consistent perpetual growth in all things, year on year. Reform this and it is likely businesses will change their behaviour. I think it all starts with the money system. If that is corrupt then everything that lives on it is corrupted.
  17. Like
    billfunk got a reaction from Admiral Pepe in Bennie seekers mapped   
    No. The important thing is exactly the opposite of this. We need to stop being Puritans. The common wealth is sufficient for everyone to survive. The free market is sufficient to generate wealth. No need for us to ascribe moral values to those who choose to work or not.
    Just pay everyone £75 a week and let them make their own minds up. No one will starve. Productivity will sky rocket.
  18. Like
    billfunk got a reaction from Admiral Pepe in Bennie seekers mapped   
    No. The important thing is exactly the opposite of this. We need to stop being Puritans. The common wealth is sufficient for everyone to survive. The free market is sufficient to generate wealth. No need for us to ascribe moral values to those who choose to work or not.
    Just pay everyone £75 a week and let them make their own minds up. No one will starve. Productivity will sky rocket.
  19. Upvote
    billfunk reacted to NogintheNog in Total Novice needs some advice   
    HL have a web based user interface for choosing your level of risk for fund buying, I checked it out the other day as I'm thinking of moving some pensions into a SIPP with them so I can use the 'Drawdown' option in a few years.
    The problem with the stock markets is their ability to destroy wealth over shorter periods of time, think of 99-03 and 07-09 for the FTSE. Near on 40% drops - ouch. However if you have spare funds then investing in an ISA is a great way to build 'untaxed' wealth. But you are not going to do this quickly unless you are very lucky! You need to be playing a medium/long term game here.
    I am lucky that I think I can stomach the pain when it hits, I could run with a 40% drop right now (I own lots of individual stocks in an ISA), and I am pretty sure I know what assets I would be buying if such a drop occurred. Not sure I'd actually enjoy the ride though! To give a good example of how Mr Market can flummox you, I bought Rio Tinto shares 5 years ago for about £27.50. They had a 5% dividend yield which I collected for the 3-4 years which I owned them. All good so far....
    The price of Rio Tinto (RIO:LON) dropped all the way down to £17.50 ish. I hung on... The price then recovered and gradually passed my entry point of £27.50 and when it got to £31.50 I ran for cover and sold out. Basically I'd done alright, some capital appreciation and 3-4 years of 5+% dividends. They are currently sitting at £38+! The point is, I should have just hung onto them!! Rio Tinto ain't gonna go bust tomorrow, and of course in hindsight I should have bought some more at £17.50
    The good thing is I leaned some lessons (I still am), and have applied some of them since... I think this is the point that the Admiral and Dgul are making along with this;
    There will be costs, I pay £11.95 per trade, selling or buying unless I trade lots in any quarter. There is also stamp duty on UK shares (google it), and usually a platform fee.
    Remember also you can have up to £2000 of dividends untaxed outside an ISA, but alway use your full ISA allowance first (currently £20,000). You can also move cash ISA's to a trading account and visa versa. I also like to keep some cash on the sidelines inside the ISA for buying opportunities!
    Just make sure you know what ALL of your costs are. Be careful, and maybe diversify a small portion into some 'protection' stocks, like gold miners in case or when we get another 2008 moment!
    And finally read this thread!!!!!!!!!!!
    https://www.dosbods.co.uk/topic/5613-credit-deflation-and-the-reflation-cycle-to-come/
  20. Upvote
    billfunk got a reaction from One percent in Bennie seekers mapped   
    The proper mechanism for giving the lower paid a bit extra is by setting up your own business and paying them more. 
  21. Upvote
    billfunk reacted to One percent in Bennie seekers mapped   
    All it does in my view is allow employers to pay lower wages. Much better to scrap and then employers would have to pay a living wage. Like it was before bliar and brown fucked it up. 
  22. Like
    billfunk got a reaction from Admiral Pepe in Bennie seekers mapped   
    No. The important thing is exactly the opposite of this. We need to stop being Puritans. The common wealth is sufficient for everyone to survive. The free market is sufficient to generate wealth. No need for us to ascribe moral values to those who choose to work or not.
    Just pay everyone £75 a week and let them make their own minds up. No one will starve. Productivity will sky rocket.
  23. Upvote
    billfunk got a reaction from Kilham in Bennie seekers mapped   
    Just pay every adult £75 a week.
     
    Job done.
  24. Upvote
    billfunk reacted to One percent in Bennie seekers mapped   
    No. No one who is working should be reliant on the tax payer to subsidies their wages. Either a job allows you to live or it isn’t really a job. Tax credits are bennies for business. 
  25. Upvote
    billfunk got a reaction from One percent in Bennie seekers mapped   
    Yes exactly. The dole is only a small and insignificant part of the benefits smagasbord. Of course I doubt they would ever release the real map as it would overlay perfectly with the "muslim communities" map.