Bricks & Mortar

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  1. Bricks & Mortar

    VAT for private schools -- Hammond again

    Kite flying exercise. Newspaper stories about what might happen in the budget, with the response monitored to see what they can get away with. The fair and reasonable way would be to introduce it for new entrants to private schools. Existing pupils stay VAT-free until they leave. I have no expectation of fair & reasonable.
  2. Bricks & Mortar

    Credit deflation and the reflation cycle to come.

    About once each year, I do a moratorium on food purchases. Initially, it's total, and the freezer and cupboards go down rapidly. Then, I allow myself only items to be eaten alongside the remaining stock. When the cupboards are at their lowest ebb, I wash and clean them. I certainly notice extra cash during this period. And once I start buying again, I'm able to take full advantage of anything I see. Mair siller?
  3. Bricks & Mortar

    Where's Jamal?

    I was just wondering if Jamals former employer might have had any concerns about his new job at a newspaper thats been linked to a foreign intelligence service?
  4. Bricks & Mortar

    Where's Jamal?

    So, if he was a Saudi spook... What do we think of his new role at the Washington Post? https://www.wnd.com/2017/06/jeff-bezos-amazon-washington-post-and-the-cia/
  5. Bricks & Mortar

    Not sure id want to live in this village.

    It's busy, for sure. If you don't appreciate it after this, you never will.
  6. Bricks & Mortar

    I'm Surprised Halloween hasn't been banned yet

    So... Guising, (trick or treating), the Jehovah's Witnesses then? They'll be fine with random doorsteppers offering a slightly different version of Christianity. Can you spare a few moments to talk about the ghosts of the departed?
  7. Bricks & Mortar

    I'm Surprised Halloween hasn't been banned yet

    And a few extra fingers to start with... But no. This is the 21st Century. 22mm flat bit on a battery drill for the hollowing.
  8. Bricks & Mortar

    I'm Surprised Halloween hasn't been banned yet

    Are these Christians similarly opposed to Christmas and Easter? I'm carving a neep this weekend.
  9. Bricks & Mortar

    Credit deflation and the reflation cycle to come.

    Notional numbers. I hope within the realms of possibility. bus running 15 hours/day - 2 full time drivers on £25K each = £50K/year. Bus costing £350K, depreciating 10 year straight line = £35K/year. Bus doing 9mpg, doing 35,000 miles/year = 3888 gallons = 17651 litres. @ £1.20/litre = £21,181/year
  10. Bricks & Mortar

    Credit deflation and the reflation cycle to come.

    Maybe subsidise the buses as well.
  11. Bricks & Mortar

    Credit deflation and the reflation cycle to come.

    They'll control the numbers of self driving taxis through operators licensing. Another reason Uber is allowed to run at sucha loss right now.
  12. Bricks & Mortar

    British holiday bookings to France plummet

    Well, I'm not going, because of Brexit. There's an event I like. Been to the last 2. But it's only a few weeks after March 31st. And no-one knows yet if I'll need a visa, my driving license will be valid, or my European health insurance will be cancelled. Exchange rate is also highly uncertain. Usually go with about a dozen others - which increases the chance at least one of the group will have a problem with one of the above. It's a big event, in a rural area, and the accomodation is getting booked up as we speak.
  13. Bricks & Mortar

    Credit deflation and the reflation cycle to come.

    Upvote for everything, but in particular, the separate thread.
  14. A. I should be so lucky. B. But, if, by some chance, it did make 10K a year, you'd want to pull that 10K in every year to use up your allowance?
  15. Bricks & Mortar

    Old Concrete Garages

    Couple sheets of insulated plasterboard, new windows and a patio door, and they too could join the slumlording classes.