Democorruptcy

Article about oil https://www.hl.co.uk/news/2019/12/5/negative-emerging-markets-outlook-could-hammer-oil-demand-in-2020?

Hussman latest downdate https://www.hussmanfunds.com/comment/mc191203/

Might be of interest re Vanguard they are launching their SIPP early 2020 https://www.vanguardinvestor.co.uk/articles/latest-thoughts/retirement/get-ready-for-the-vanguard-personal-pension

£50

Amerman's latest: Calculating Your Personal Cost If Stock, Bond & Home Prices Return To Average

There is no prize as low as 5 or 6 quid in our lotto tonight. The minimum prize is £30 for 3 numbers, in a must be won lottery that usually pays about £125

I see the entitledto now blocks ground rent of £10k a week or over. Using £9,999 a week ground rent, aged 65 homeowner and no income get's that and council tax fully paid. I doubt you could actually get it. Pension Credit £10,254.25 / weekly Pension Credit consists of two parts – Guarantee Credit and Savings Credit (dependent on retirement date). Your Savings Credit entitlement is £0.00 , you are not eligible for this part. Your Guarantee Credit entitlement is £10,254.25. Council Tax Reduction £60.14 / weekly You should not have to pay Council Tax as you qualify for full Council Tax Reduction.

Amerman's latest article includes an explanation of the repo market etc http://danielamerman.com/course/a/raEIGHTEENbv.html

Get one of your burds to drive you to a Sam Smith's pub. They brew their own mild and compared to other pubs the prices are BOGOF

Tenerife this summer:

Assuming your central heating is on... put your tumbler of red on top of a radiator. You cannot have red wine cold. I've been known to briefly stick a tumbler of red in the microwave to take the chill out of it. Australian Shiraz is an easy drink. Aldi have a Kooliburra Reserve Shiraz that was £3.99 the last time I bought any wine. If it mentions 'cherry' I seem to like it. That one is a red label (not to be confused with a purple label). Asda have a Rosemount Shiraz that is usually £5 a bottle, Wolf Blass Shiraz is currently £5 but usually more. Asda often have a 25% off wine for 6 bottles or more.

I cannot believe grown people fuck about like this. NO

Trim back the public sector? As if council tax isn't bad enough, suggesting the council also apply a local income tax: https://www.hl.co.uk/news/2019/11/11/new-council-income-tax-is-best-way-to-plug-multi-billion-pound-gap-in-social-care-says-ifs?

Why bother with banks? NS&I is 100% guaranteed and no FSCS limit. Though this account is £1m max deposit but this is £2m for any overspill!

If calling it 'off topic' has made people go off topic, just rename it 'on topic'