Hardhat

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About Hardhat

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  1. Hardhat

    Bitcoin!

    https://medium.com/@arjunblj/crypto-theses-for-2019-dd20cb7f9895 Very detailed analysis / predictions for crypto in 2019.
  2. Hardhat

    Carbuncles for sale thread

    Lol. Like a 4 year olds drawing of a house made real.
  3. Hardhat

    I’ve bought a home..

    Yep seems like you got a good deal there! Well done. Was there a lot of negotiation on price or did they just accept your first offer? And just out of interest as I'm also looking at London outskirts atm, was it N, S, E, W?
  4. Interesting that Bullion Vault saw a big sell off ... could people be valuing the security of physically owning the coins more than their potential as an online investment vehicle?
  5. Hardhat

    Bitcoin!

    I'm just holding all my crypto for the foreseeable. Not adding any more, not selling any. I still love the ideas behind it, although I do slightly wish I'd sold near the top. Bought early 2018 and always planned to hold for 3 years. Just interested to see where it goes now really. For me it's as much an investment in the technology as a way to make money, and the way various institutions have reacted to it have been fascinating and have exposed a lot of the fault lines of wealth and power in our societies. No matter if it goes to zero in the next few years, being involved in it has given me so many good lessons and perspectives that I will be happy.
  6. Hardhat

    Bitcoin!

    I saw a "physical Bitcoin" in a junk shop at the weekend for £18. About the size of a 1oz coin and with a QR code printed on it (which, I suppose, could lead to a wallet with thousands in it ). Almost bought it just as a souvenir of the madness last year. Bought an antique mirror instead.
  7. DB I've seen you quote these estimates a few times, my question is, as part of a reflation environment, wouldn't $10k gold / $250 silver be less of a gain due to currency inflation? I.e. are your estimates in real terms or not taking inflation into in account?
  8. I've bought GDX through AJ Bell.
  9. Hardhat

    Student Loans

    Relevant: https://www.theguardian.com/education/2018/nov/22/less-than-half-of-tuition-fees-spent-on-teaching-at-english-universities 'Less than half' of tuition fees spent on teaching at English universities Large proportion of students’ £9k fees used to fund libraries and support services – report University students receive teaching worth less than half of their £9,250 fee in England, according to an influential thinktank that says universities need to be more honest with students about how their fees are spent. A report by the Higher Education Policy Institute (Hepi) said that teaching for undergraduates amounts to just 40%-45% of the current fee, with most of the remainder spent on valuable facilities such as libraries and services including information technology and student support. But few universities publish easily digestible information about their spending on students, the report found. “It is easier to discover where the money goes when buying an iPhone than it is for a degree,” the authors said.
  10. Crazy what's happened in a year. I doubt we will see the like again for Bitcoin, though I'm interested to see whether we creep back up from here. May add some just as pure speculation if it gets low enough.
  11. There's one near me and it's always rammed - but it's London so more people looking for this kind of niche. There's also a bar offering a load of retro gaming machines nearby. You pay entry and can buy drinks etc. Also fairly busy.
  12. Hardhat

    Student Loans

    FWIW, I am pretty angry about it
  13. I'm definitely of the same way of thinking. You can only play the hand you're dealt a lot of the time. But even to realise that much puts you a long way ahead of a lot of people.
  14. Hardhat

    Student Loans

    Someone pointed this out to me the other day: https://www.nizzynomics.com/calculator It's a calculator for student loan debt, and tells you when you may pay it off etc., and how much you will end up paying off in total. Imo it's a scandal that student loans are allowed to charge interest above the BoE rate. Someone pointed this out to me the other day: https://www.nizzynomics.com/calculator It's a calculator for student loan debt, and tells you when you may pay it off etc., and how much you will end up paying off in total. Imo it's a scandal that student loans are allowed to charge interest above the BoE rate.
  15. There's a guy at work who buys Marvel action figures "as an investment". It's alright to admit you just like having them! This reminds me of Ty beanie babies. Like everything that was fashionable in kids toys when I was growing up, my dad bought us fake ones for 1/4 of the price from the local car boot. Smart man 😉