Frank Hovis

Members
  • Content Count

    14,467
  • Joined

  • Last visited

  • Days Won

    135

Reputation Activity

  1. Agree
    Frank Hovis got a reaction from stokiescum in Retire at 75   
    I didn't do any paid work until 21; I was having too much fun with my free time.
  2. Agree
    Frank Hovis got a reaction from BadAlchemy in Retire at 75   
    This is @The XYY Man's frequent point however I think that the requisite first step to doing something about it is realising just how much you have been betrayed.
    And this forum tells you that.
  3. Agree
    Frank Hovis got a reaction from Kurt Barlow in Retire at 75   
    A friend was talking about this today; she'd heard it on the radio.  I didn't know what she was on about but have since found the story.
    70 is bad enough for people born in 1958 and after (so 61 or younger now) but 75 for people born in 1960 (so 59 or younger now) and after? SRSLY? I'm currently due SPA at 67 so adding 8 years to that now is bloody rude.
    Meanwhile the foreign aid budget stands at £14bn and we continue to maintain one of the most generous non-contributory benefits systems in the world.
    Stop hitting the workers that actually fund this whole benefits jamboree you bunch of cretinous useless negligible tossers.
     
    https://www.mirror.co.uk/news/politics/tories-raise-state-pension-age-18953679 
  4. Agree
    Frank Hovis reacted to One percent in Retire at 75   
    Agree, I felt I was channeling xyy as I wrote that.   the next logical step is a spark to ignite the tinder. For that we need a leader. Cometh the hour, cometh the man as they say. I think that’s why they give TR such a hard time and why I so admire him; it will be someone, perhaps not him, but someone like him who will spark it off. 
  5. Agree
    Frank Hovis got a reaction from Chewing Grass in Retire at 75   
    This is @The XYY Man's frequent point however I think that the requisite first step to doing something about it is realising just how much you have been betrayed.
    And this forum tells you that.
  6. Agree
    Frank Hovis reacted to One percent in Retire at 75   
    Well we are all clear as to what is happening. What are we doing other than rant on here?  How exactly do you stop paying for it other than to give up work?
    i try and do my bitand will only pay for work on a cash in hand basis. Do I feel guilty about “cheating “ the system? Do I fuck?  The social contract has been broken. Fuck ‘em. 
  7. Agree
    Frank Hovis reacted to ad_ceng in Retire at 75   
    the economy has been geared up to need two salaries for most families to just about get buy and then they have large mortgages and large credit card bills. It is all the opposite if what we should be doing. 
     
  8. Agree
    Frank Hovis reacted to stokiescum in Retire at 75   
    My own mothers haveing a fucking poke tonight she worked full time from 15-23 then started back to work doing 20 hours a week for 15 years then stoped work about 53 she is nealy 83 now 

  9. Agree
    Frank Hovis got a reaction from ad_ceng in Retire at 75   
    Most people genuinely can't save; not because they're spendthrift or wasteful but because they are paying huge rent or mortgage and are supporting a family.
    I would have liked to have had a family but don't so have been able to save a huge proportion of my salary and then use those savings to avoid tax and build substantial tax free savings pots.
    I'm alright Jack in some ways but I don't think that the simple choice of a worker to have a family should then throw their retirement age upon the mercy of the state.
    What employer is anyway going to want to employ a 74 year old?
  10. Agree
    Frank Hovis got a reaction from stokiescum in Retire at 75   
    I thought you were private sector Mr XYY.
    I worked bloody hard for sixteen years and then I discovered the public sector.
    Sorted
  11. Agree
    Frank Hovis reacted to montecristo in Retire at 75   
    and with SIPPs linked to state pension age does this mean that the earliest you can withdraw your SIPP will be 65?  
  12. Agree
    Frank Hovis got a reaction from stokiescum in Retire at 75   
    Totally.
    I was saying about cutting my income down to minimum wage levels for an easy life and @stokiescum piled into me.
    I wasn't however saying that minimum wage jobs are easy; I have seen several examples of them and, for example, eight hours a day of gutting fish five days a week is far harder than my job.
    That said very few people indeed would be able to do my job.
  13. Agree
    Frank Hovis reacted to Caravan Monster in The pain of EBay   
    I too have been disposing of my unused items and clutter and have been very pleased with increased space and efficiency, it is a worthwhile endeavour. Shifting the tat my parents have been storing for decades and  believed to be of value was an eye opener in that virtually all of it was unsaleable or of such little value not really worth the bother. We recently cleared the house of an elderly relative who has gone into a home. Her house was quite decently furnished and in the end furniture that would have cost many thousands back in the day covered two weeks nursing home fees.
  14. Agree
    Frank Hovis reacted to JoeDavola in The pain of EBay   
    You dirty bastard. Stop it with this filth.
    If you actually enjoy old tech there's a few YouTube channels I could recommend...
  15. Agree
    Frank Hovis got a reaction from Van Lady in Retire at 75   
    That this has been said to me several times in RL means that I accept that it is true.
    The company will not collapse and founder when I am no longer there.
  16. Agree
    Frank Hovis got a reaction from LC1 in The pain of EBay   
    I suggest:
    List it on here
    We bid for it
    We have a DOSBODS meet in your town where we collect it
    Plus we get to see the Lexus.
  17. Agree
    Frank Hovis got a reaction from Van Lady in Retire at 75   
    It achieves zero with regard to productivity but it does slash the government pay out.
  18. Agree
    Frank Hovis reacted to BadAlchemy in Retire at 75   
    I can see organizations of the future needing to have  'creches' where all the oldies can spend their day doing simple tasks for their subsistence pay.. licking stamps and envelopes, sweeping the floors, washing the cars in the carpack...just to keep them from holding up the more youthful workers.
    Nah! Outside of public sector, what enterprise is really going to pay to employ people in their late 60s and early 70s? If this goes through then expect to see much more poverty, dependence on foodbanks and the like...
  19. Agree
    Frank Hovis reacted to Wight Flight in Retire at 75   
    This is just a way of making the pension means tested. 
    That is all.
    There will be no pension. You will work until you are only fit for the knackers yard. At which point you can claim disability benefit. Unless you have assets.
    At least now the truth is out and we can all plan accordingly.
  20. Agree
    Frank Hovis reacted to One percent in Retire at 75   
    Very early on in my working life, someone said to me, go get a bucket of water. Stick your hand in it and stir as fast and an much as you can. Take you hand out and watch the water. That’s how much difference you actually make...
  21. Agree
    Frank Hovis got a reaction from AlfredTheLittle in Retire at 75   
    Yep, playing people as numbers on spreadsheets without considering what is the right and proper way to behave.
    I genuinely used to believe the idea of "doing your bit" because the state did indeed honour the social contract up to the point where Tony Blair, who is about as left wing as was pension-thief Robert Maxwell, became Prime Minister.
    1997 was when the social contract was torn up, mass immigration began, and we became the slaves of the banks, the EU and (surprisingly) the US.
    Cool Britannia my arse.
    Brexit is the first tiny step of ascent out of that pit of despond.
    And we may even get it.
     
  22. Agree
    Frank Hovis reacted to The XYY Man in Retire at 75   
    I am no longer able to do my job - having been far too good at it for the benefit of my health.
    But while I am off work, some cunt else is doing it.
    Better or worse than me is debatable.
    But that the graveyard is full of indispensable people is not up for negotiation...
     
    XYY
  23. Agree
    Frank Hovis got a reaction from Fischer in Owen Jones   
    I have heard an "interesting" rumour about Mr Stuchbery that the police are investigating him for something other than his inflammatory tweets.
    And he does look the part tbh.
  24. Agree
    Frank Hovis got a reaction from The XYY Man in Retire at 75   
    Totally.
    I was saying about cutting my income down to minimum wage levels for an easy life and @stokiescum piled into me.
    I wasn't however saying that minimum wage jobs are easy; I have seen several examples of them and, for example, eight hours a day of gutting fish five days a week is far harder than my job.
    That said very few people indeed would be able to do my job.
  25. Agree
    Frank Hovis reacted to Chewing Grass in Retire at 75   
    So where is the 'Social Justice' in that, I'm 54 and fucked out of my brain by Thursday evening, we have 67 year olds at work who literally manage 1/3rd the work of those in their 30s & 40s but won't retire because they can't afford to!
    So WTF does raising the retirement age achieve with regard to productivity.
    As others have said, what is the point of foreign aid when a good proportion of the third world has moved here.
    Private pension contribution going up another 10% methinks, I shall then be spending 10% less.
    No fucking way am I going to wait till I'm dead to retire.