Frank Hovis

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  1. Agree
    Frank Hovis reacted to Popuplights in Newly Retired   
    Instead of the campervan, have you considered a couple of months a year in the Algarve. Apartment rentals are very cheap, an the weather much better than UK.
    Obviously CV depending!!
    I reckon go over November, home for Christmas for a couple of weeks, and back out to the sun until March.
  2. Agree
    Frank Hovis reacted to GBDamo in Plastic bag folding   
    All I could muster, very therapeutic.
    Considered emptying the bin to get one last one but gave myself a slap.

  3. Agree
    Frank Hovis reacted to GBDamo in Sleep addiction, is there such a thing?   
    Spent a weekend in a chicken coop dormitory for a football tournament in my youth.
    Got royally wankered and stumbled back to the coop with only four hours until breakfast.
    The guy in the bed opposite was giving a local lass an Olympic standard rogering, hats off he was on form. Did not sleep a wink. Far too pissed to even consider a wank, well I did consider it but was far too pissed.
    Breakfast at 07:00, kick off at 09:00, sent off at 09:17, in bed form 09:20, woke up at 15:00, then right back on it, those were the days.
     
  4. Agree
    Frank Hovis got a reaction from Heffalump in Newly Retired   
    Beat you to it by two weeks (this time, third retirement).
    Keep regular hours. Exercise every day; ideally outside. Start thinking what you are going to be doing during the winter when so much outdoor activity like gardening and swimming cease and walking can be a chore in teh bad weather. My last two retirements both failed on that third point.  Loved spring / summer / autumn but bored to tears in winter.
    Congratulations btw.
  5. Agree
    Frank Hovis reacted to Melchett in Pandemic coming? - Coronavirus April 2020 (Part 3)   
    I had pneumonia when I was a toddler - bad enough that my parents were told I wouldnt survive the night at one point. I am now a fit, healthy 54 year old, in better shape AFAICS than most most guys in their 30s. Yes, it caused me lifelong loss of lung function, such that I could never have been a great athlete, but frankly, that's no big loss. I get by more than well enough. I ran cross country for the county and competed at national level in cycle races as a teenager, I was just never going to be a contender. 
    Of course if you arent prepared to do as I do and live a clean and healthy life, maybe it would fuck you up really badly? And there in lies the problem for most of the population....
  6. Lol
    Frank Hovis reacted to maynardgravy in Newly Retired   
    I'm a musician. I retired 30 years ago. 
  7. Agree
    Frank Hovis reacted to Bornagain in Newly Retired   
    Third time lucky ?
  8. Agree
    Frank Hovis reacted to swiss_democracy_for_all in You will not believe this!!   
    The way the law is going the woman will be able to decide later that it was rape anyway, so she'll be able to sit down with the benefits advisor and work out whether she can extract more money from the state for that or from the man's earnings (should he have any). 
     
    This is something the do-gooders can't get into their heads, that if you provide a benefit for situation A, the benefit classes will adapt to profit from it by incorporating situation A into their lives. 
    There are more evil people above who understand this perfectly well, it's a deliberate policy to create more dependants on the state, but I reckon the average young person(usually female) starting her career in social services is just a naive do-gooder who hasn't grasped it yet.
     I'm not from Exeter! (but it is possibly my favourite UK city and I know it well) 
  9. Informative
    Frank Hovis got a reaction from UmBongo in Council debt madness   
    At cost four but with grant funding and the ability to borrow then twenty.
  10. Agree
    Frank Hovis got a reaction from spygirl in Council debt madness   
    At cost four but with grant funding and the ability to borrow then twenty.
  11. Agree
    Frank Hovis reacted to onlyme in Job losses and pay cuts   
    Self employed, income zero now for a few weeks/months, not unusual, been filling in doing refurb work last couple of years whilst working with other on start up, start up fucked by HMRC, thanks HMRC fuck you to hell. 
    Was in manufacturing sector for a while, nobody gave a stuff about that going to China.  Also when in a trade full time, nobody gave a stuff when rates and work opportunities were stuff by 100,000's EE'ers, most unqualified but hey they were cheap.
    I'll get by, many others who have rode the globalist horse won't and quite honestly have little sympathy in return.
     
     
     
     
  12. Agree
    Frank Hovis reacted to chicker in How many people in the UK do you think work completely cash-in-hand and how many subsidise their income with cash payments (not declared)?   
    The trades are so unfashionable with the youth I can understand the lack of interest. The rates of pay are less than 10/15 years ago and the expectations are higher.  Brightish kids that would have been involved in construction are all doing Uni courses and they have been indoctrinated into thinking  Uni is the only way forward.  Parents  (normally non  Uni educated) feel uncomfortable in challenging this. The EEs have taken up this slack.
    The Irish (traditionally the builders of the World) have no interrest in their children working at a trade. In Dublin many of the builders are now Russian.
     
  13. Lol
    Frank Hovis reacted to LC1 in Job losses and pay cuts   
  14. Agree
    Frank Hovis reacted to DocH in You will not believe this!!   
    Nothing. I recall there being a mountain of indignation from support workers a few years ago re the "outrageously intrusive/barbaric/inhumane" etc questioning of mothers re the origin if their 3rd child.
  15. Agree
    Frank Hovis reacted to DocH in You will not believe this!!   
    Isnt this to do with child benefit (and therefore now UC?) being withdrawn from 3rd and subsequent children - UNLESS conceived through rape. (ie not "planned") Hence now parents, to claim benefits for child #3, have to argue/claim/pretend it was conceived through rape. Not particularly an enrichment thing, therefore.  (?)
  16. Agree
    Frank Hovis reacted to Bkkandrew in You will not believe this!!   
    That may be so, horrific as it sounds, but why award this kind of thing with additional benefits? 
  17. Agree
    Frank Hovis reacted to MrLibertyRedux in You will not believe this!!   
    Sadly not in a lot of cases.
    I know a couple of people who work in this sort of area, one as a legal bod/advocate and the other on the social work type spectrum.
    The stories they have told me (indigenous Brits) are horrific. People living up to their ankles in dogshit, abuse, incest, rape the whole thing. Usually running multiple generations. Neither of them work with enriched groups in the main.
    There is a totally hidden underclass living like this, and it is a lot more widespread than some people believe.
  18. Agree
    Frank Hovis reacted to Bkkandrew in You will not believe this!!   
    Now then, I helped review a friend’s UC application as he is not good with paperwork and he has returned to the UK amid the Coronacrisis.
    My eyes were drawn to the final checks for what extra you could claim for. Yes, the usual crap - caring for this disabled because of that, but then, the kicker:
    1. If any of your children were conceived by way of rape;
    2. If the other parent of your child lives with you and they ARE UNDER 16...!!!
    Surely this has been laid on for the enriched Brits?
    Photo evidence below.

  19. Agree
    Frank Hovis reacted to spunko in Job losses and pay cuts   
    Yes, me.
    Well my sales are down -50% or more, I don't even want to know so haven't crunched the numbers.
  20. Agree
    Frank Hovis got a reaction from stokiescum in Why dont we give a fuck about the FTSE crashing?   
    Take it like a man.
     
    I have near-zero understanding of virtual currencies and wouldn't recognise a buying opportunity if it came up and bit me.  A wise man knows his limitations and that's mine.
  21. Agree
    Frank Hovis reacted to chicker in How many people in the UK do you think work completely cash-in-hand and how many subsidise their income with cash payments (not declared)?   
    In general I agree but alot of jobs are physically tough and the older boys don't fancy them. Moving 8ft concrete fence  posts around is not fun and difficult to do on your own.  Gardening and painting/tiling  more likely applies to early retirees.
    What I have witnessed are the skilled local trades people working into their late 60s. They  are trusted by customers and most have integrity and a high level of expertise. Normally working with their less gifted off spring tho......
  22. Agree
    Frank Hovis got a reaction from the gardener in Pandemic coming? - Coronavirus April 2020 (Part 3)   
    Why? The parties move position all the time.
    Up to John Major's destruction of the party I voted for them but never did again until these last two Brexit elections.
    With ditching the remainers maybe they will become a party I would vote for again; we shall see.
    Political parties are not like football clubs where you have one for life.  Their policies and people change.
    I've voted both Liberal and Green in the past but wouldn't vote for either now owing to their open borders policies.
    I've known some people who only ever vote for the party for which their parents voted but I assumed that anyone choosing to be on DOSBODS would be someone who could think for themselves.
  23. Agree
    Frank Hovis got a reaction from the gardener in Pandemic coming? - Coronavirus April 2020 (Part 3)   
    I was getting on extremely well with a much younger woman at work.
    Thought to check if she had a Facebook page. She did; "Refugees Welcome".
    That put an end to that.
  24. Agree
    Frank Hovis got a reaction from Hail the Tripod in Why dont we give a fuck about the FTSE crashing?   
    Hmm.
    I have tried reading that thread but there is no satisfactory explanation as to why the credit deflation event will happen.
    I don't think that it will; and without that the rest of it is flapping loose.
    Yes the annuities are bonkers; but look at the wider markets.
    German, French and Dutch 10 year bonds are all at negatitve yields and people are still buying them or they would be turning positive.
    It's mad; there is no sensible reason to hold cash or bonds yet people continue to do so because they always have and life funds and pension funds continue to give thirty year money at 3%.
    I don't see any reset; I just see cash being devalued year after year after year to pay for the sorry mess.
    And since for most people their primary investment is cash and at retirement they are taking an annuity it is the wider populace that is funding it as their savings dwindle to nothingness.
    Hold anything but cash.
     
     
  25. Agree
    Frank Hovis reacted to null; in Facebook didn't give me a balloon - suing for $100 million   
    From the DM:
    A former recruiter at Facebook hired to diversify its workforce has filed a $100m lawsuit against the social media giant, alleging she was discriminated against based on her race and disability, as well as harassed.
    When Ms Boone Talton complained to management, she was shunned, she was kept out of diversity planning meetings, she wasn't given her Facebook anniversary balloon, and she was kept away from extra curricular activities that other employers were able to do, such as go to happy hours and outings as a team,'
    The statement explains that what made her file the complaint and come forward about her experience was the fact a male colleague who was hired at the same time was allegedly given preferential treatment and promoted to manager.
     
     
    Perhaps, just maybe, she was shit at the job? Maybe no one liked her and that's why she didn't get invited to social events?
    Or maybe, just maybe, Facebook are a bunch of sexist rascists who also discriminate against disabled people?
    The only reference to her disability appears to be 'medical issues'.