Wife wants to buy a house . In principal we are in a good position. Combined income of approx 100K with a decent deposit. However I can't help but feel we are on the edge of waves thats just about to crash. I'm 44 and wife 41. I really dont want to risk extending my working life by 10 years to finance a grand folly.
I wouldn't mind if houses were overpriced but we could buy something decent with a small mortgage however here in North London to get something half decent we will need to take out a 300K plus mortgage...
What tactics have you guys used in similar situations (those not MGTOW...)