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Are you buying anything?


Sugarlips

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I guess I was trying to get a handle on what is going to be the most in demand goods after peak preppier and peak COVID?

what’s going to retain its value or be desirable? Best case we will be having our own roaring 20’s. 

I reckon top of the range camping and back to nature equipment will be more popular as everyone will be sick of being indoors but what other ideas do we have?

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18 hours ago, The Idiocrat said:

👍 Got this keyboard, which comes with a DAW and Analogue Lab for soft synths and has hundreds of good ones - 80s kid's dream! I'm seriously impressed by this kit for the money (£174).

https://www.arturia.com/keylab-essential-61/overview

Got the 49 Key mini version, was playing up last time I tried it though and not recognising the keyboard, didn't look into it but was a weird problem. Building works so stuff all packed away. Sure it will be fine, Analogue Lab is stunning.

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The Idiocrat
23 minutes ago, onlyme said:

Got the 49 Key mini version, was playing up last time I tried it though and not recognising the keyboard, didn't look into it but was a weird problem. Building works so stuff all packed away. Sure it will be fine, Analogue Lab is stunning.

I had exactly that - stopped working. I thought it was USB drivers and tried reinstalling. Then discovered a setting/button in Analogue Lab to choose the correct Arturia keyboard (from memory, it was not the obvious one). And make sure you choose Analogue Lab on the keyboard itself too if it doesn't set automatically. 

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On 20/03/2020 at 17:56, Wight Flight said:

Going to spend my helicopter money buying the youngest some kitesurfing and paragliding lessons.

Tip, if he/she gets into it buy a second-hand canopy for their first couple of seasons as they will be learning to ground handle properly and dragging it through sheep poo. The schools often turn around their training canopies on a fairly regular basis, so if you don't know about Paragliding this is a safer second-hand route rather than an EBay `special`.

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On 20/03/2020 at 17:28, The Idiocrat said:

👍 Got this keyboard, which comes with a DAW and Analogue Lab for soft synths and has hundreds of good ones - 80s kid's dream! I'm seriously impressed by this kit for the money (£174).

https://www.arturia.com/keylab-essential-61/overview

I've been toying with the idea of buying an old DX7. I know there are software emulators nowadays, but I want the physical hardware (I believe it has velocity & aftertouch keyboard, which is pretty awesome).

I'm not a musician. I just love the idea of playing around creating sounds. I love the FM synthesis sounds that the DX7 is capable of. I also thought about using it to learn to play piano via youtube video tutorials. I probably would need to get some sort of effects box though, because I've heard that they need an echo/reverb effects box to really shine. Not sure about the practicalities of buying what would most likely be a 30+ year old piece of equipment, but I have heard that they are very well built (especially the original Mk1 DX7).

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The Idiocrat
1 hour ago, Cat JonJon said:

I've been toying with the idea of buying an old DX7. I know there are software emulators nowadays, but I want the physical hardware (I believe it has velocity & aftertouch keyboard, which is pretty awesome).

I'm not a musician. I just love the idea of playing around creating sounds. I love the FM synthesis sounds that the DX7 is capable of. I also thought about using it to learn to play piano via youtube video tutorials. I probably would need to get some sort of effects box though, because I've heard that they need an echo/reverb effects box to really shine. Not sure about the practicalities of buying what would most likely be a 30+ year old piece of equipment, but I have heard that they are very well built (especially the original Mk1 DX7).

I've been loving playing the DX7 emulator over the weekend - the keyboard I've got has knobs and sliders that work with it. A refurbed one would probably be quite reliable. I have an old SH101 that's died, will get it resurrected by a specialist after the purge.

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leonardratso

ill be buying a helicopter, might have to be a toy one though since i doubt the helicopter money will stretch to a real one.

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Serious question; what about houses? Say you'd just agreed a purchase prior to everything going haywire in the markets and with interest rates, and have a 50% deposit, very reliable income, and a 15 year mortgage term lined up. Would you go ahead? On the one hand, I need somewhere to live and all the normal questions have good answers (affordability, LTV, stability and security of income etc), but on the other hand it just feels like a crazy crazy time to do anything. But the risk of doing nothing is watch cash savings inflate away to nothing?

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2 hours ago, C-gull said:

Serious question; what about houses? Say you'd just agreed a purchase prior to everything going haywire in the markets and with interest rates, and have a 50% deposit, very reliable income, and a 15 year mortgage term lined up. Would you go ahead? On the one hand, I need somewhere to live and all the normal questions have good answers (affordability, LTV, stability and security of income etc), but on the other hand it just feels like a crazy crazy time to do anything. But the risk of doing nothing is watch cash savings inflate away to nothing?

ur going to get fucked either way

im in almost same position as you (from other thread)

have mortgage renewal on 1st July,

my plan is to pay a lump sum at this point to get it to 40-45% paid off, then im taking a 3-5 year fix with either overpayments (or saving 1k each month), after which if IRs are 6% I will have paid most of it off.

If I could have done this last week I would be feeling better. It was 0.47% for a 4 year fixed last week (im not in the UK), now it's 0.8% and I worry it will be 2-3% by July.

I'm expecting to lose money on this house but I will have lived here for 8-10 years and would have lost money renting as well. So all in all I've lost out no matter which way I went.

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55 minutes ago, AQUAMAN said:

ur going to get fucked either way

im in almost same position as you (from other thread)

have mortgage renewal on 1st July,

my plan is to pay a lump sum at this point to get it to 40-45% paid off, then im taking a 3-5 year fix with either overpayments (or saving 1k each month), after which if IRs are 6% I will have paid most of it off.

If I could have done this last week I would be feeling better. It was 0.47% for a 4 year fixed last week (im not in the UK), now it's 0.8% and I worry it will be 2-3% by July.

I'm expecting to lose money on this house but I will have lived here for 8-10 years and would have lost money renting as well. So all in all I've lost out no matter which way I went.

Thanks for expanding, I appreciate it. I think you're bang on WRT fucked either way and I guess I'd rather be fucked and with a house... Appreciate the thought dude

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3 hours ago, C-gull said:

Thanks for expanding, I appreciate it. I think you're bang on WRT fucked either way and I guess I'd rather be fucked and with a house... Appreciate the thought dude

you could also try to demand one of those offset mortgages

so the money in your savings account offsets the interest you pay on the mortgage. If you have a mortgage for 100k but you have 40k in savings, you only pay interest on the 60k

It will probably be a higher interest rate but it will work if you have significant savings

But of course they could always just change the terms

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12 hours ago, spygirl said:

Can you buy anything now?

The panic buying of alcohol has hit down under, people have collectively realised it’s buy now or die sober!

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On 24/03/2020 at 09:42, Sugarlips said:

The panic buying of alcohol has hit down under, people have collectively realised it’s buy now or die sober!

My local supermarket had nothing but Carling. Not even in a pandemic it seems

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I did just think with all this down time there is going to be a big baby boom in 9 months..maybe that’s why Hasbro stock just jumped 20+%, go long nappies and wipes!

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Agent ZigZag
19 minutes ago, Sugarlips said:

I did just think with all this down time there is going to be a big baby boom in 9 months..maybe that’s why Hasbro stock just jumped 20+%, go long nappies and wipes!

Well my wife is still insistent on the 2 metre distance, but like all women they are not very good at gauging size

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Democorruptcy
On 24/03/2020 at 09:42, Sugarlips said:

The panic buying of alcohol has hit down under, people have collectively realised it’s buy now or die sober!

What an awful end

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7 hours ago, C-gull said:

My local supermarket had nothing but Carling. Not even in a pandemic it seems

Perfect time to buy a case of Corona

Not even joking, people have stopped buying it.  It's on offer.  That's the intelligence level of your average shopper, it seems based on observations.

Probably the same ones bulk buying shit tickets

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Bobthebuilder
On 22/03/2020 at 20:05, Cat JonJon said:

I've been toying with the idea of buying an old DX7. I know there are software emulators nowadays, but I want the physical hardware (I believe it has velocity & aftertouch keyboard, which is pretty awesome).

I'm not a musician. I just love the idea of playing around creating sounds. I love the FM synthesis sounds that the DX7 is capable of. I also thought about using it to learn to play piano via youtube video tutorials. I probably would need to get some sort of effects box though, because I've heard that they need an echo/reverb effects box to really shine. Not sure about the practicalities of buying what would most likely be a 30+ year old piece of equipment, but I have heard that they are very well built (especially the original Mk1 DX7).

You are going to hate me for this but my Dad passed away 2 years ago and he had a Yamaha DX7 plus 2 wind Dxs, and all the Midi modules,sequencers,  everything they made for it i think. We could not find anyone who was interested in taking it away so it ended up in the skip.

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2 hours ago, Bobthebuilder said:

You are going to hate me for this but my Dad passed away 2 years ago and he had a Yamaha DX7 plus 2 wind Dxs, and all the Midi modules,sequencers,  everything they made for it i think. We could not find anyone who was interested in taking it away so it ended up in the skip.

NOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!


(LOL!)

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