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So eviction ban extending to September or beyond. Tenants can behave with impunity. Government underwriting break of contract without redress  Landlords footing socialised bill for genuine hardship, also cheating scum. Thinning of market, rent rises, labour government and rent controls. Game over. Housing is a fundamental. Can the outcome be any different? 

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3 minutes ago, Paulie said:

So eviction ban extending to September or beyond. Tenants can behave with impunity. Government underwriting break of contract without redress  Landlords footing socialised bill for genuine hardship, also cheating scum. Thinning of market, rent rises, labour government and rent controls. Game over. Housing is a fundamental. Can the outcome be any different? 

The landlord can get a mortgage holiday if they are that skint.

And why don't they sue the tenant for the unpaid rent?

What I can't understand is how these non paying tenants ever manage to rent another place.

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3 hours ago, Wight Flight said:

The landlord can get a mortgage holiday if they are that skint.

And why don't they sue the tenant for the unpaid rent?

What I can't understand is how these non paying tenants ever manage to rent another place.

Because like the case I ran across, they get their girlfriend/new partner to apply and then move in once the new renter is in place.  Once in, same problems with eviction.

I've been an accidental landlord due to moving for work, and would never be one deliberately.  The downside risks are huge, and getting bigger and bigger in a society in which law abiding behaviour is less normal (UK, france, etc).

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I'm always really conflicted whenever I watch an episode of ''Scum Tenants, Rogue Landlords'' (or whatever it's called)

I hate the idea of some scumbag living rent free, especially when it's usually my taxes paying for it courtesy of Housing Benefit... but then when it's a Borrow To Leech landlord getting stitched up and suffering the stress and hassle and financial loss I think yeah good on you scumbag tenant!

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15 hours ago, Wight Flight said:

The landlord can get a mortgage holiday if they are that skint.

And why don't they sue the tenant for the unpaid rent?

What I can't understand is how these non paying tenants ever manage to rent another place.

Easy.

Bank repod block of flat my coz was in. On hearing this - and all tne tenants had to be told as the payment details changed - 80% of them stopped paying rent, keeping hold of the money.

There are plenty of places to rent in Scabby.

The non payers all got other, better, cheaper places where theyd paid an extra month as deposit, took from saved rent.

In a lot of areas, one LLd non paying tenant is another LLs bigger deposit.

No chance of suing n winning as all low paid.

Business risk. Suck it up.

 

Edited by spygirl
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12 hours ago, Royston said:

I'm always really conflicted whenever I watch an episode of ''Scum Tenants, Rogue Landlords'' (or whatever it's called)

I hate the idea of some scumbag living rent free, especially when it's usually my taxes paying for it courtesy of Housing Benefit... but then when it's a Borrow To Leech landlord getting stitched up and suffering the stress and hassle and financial loss I think yeah good on you scumbag tenant!

A law abiding tenant is a the shim of a LL, no matter how good or scummy.

Whereas a  scum tenant controls the LL

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The UK has an under occupancy problem. All the second homes and holiday lets should be turned back into homes for people to live in full time. The problem with the eviction ban is that it will encourage more people to buy homes for holiday lets instead of long term rentals. That would be even more homes empty most of the year and increase the under occupancy rate.

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50 minutes ago, Democorruptcy said:

The UK has an under occupancy problem. All the second homes and holiday lets should be turned back into homes for people to live in full time. The problem with the eviction ban is that it will encourage more people to buy homes for holiday lets instead of long term rentals. That would be even more homes empty most of the year and increase the under occupancy rate.

Heavily taxed.

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The anti-ll sentiment is strong here! 
How many who are now renting are able (with 20% deposit already saved) and willing to commit to buy a house for £50k/£500k/whatever ?
Would a mortgage lender accept your credit rating & job security?

Personal experience - an early 30s lass I was living with has been talking of buying a house for a few years but needs to save a deposit. She got gifted a few grand last year and immediately spunked it on a long holiday in Asia. She still has no deposit.
Renting suited me well for many years when I was working away a lot, not everyone wants to be tied down for the next x decades.

Flip side is ll forums now saying if your tenant leaves, best keep the property empty (and take the opportunity to refurb it) rather than take the risk of letting it to someone you can't remove if they trash the place and pay no rent.

Edit: some lenders are already refusing loans to ll's who have taken a payment holiday as they see it as a sign of a struggling business. Tennant doesn't pay = landlord is penalised for years to come.

Going forward for renters, expect less properties to be available,  and decent ones won't be available to you if you have less-than-perfect credit history and references. Talk of 2 rent gaurentors being required by some private ll's

Fewer houses available for you if you rent, and lenders won't lend so you can't buy (even if you wanted to)

Be careful what you wish for, and may you live in interesting times (Chinese blessing/curse)

Edited by Andersen
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33 minutes ago, Andersen said:

The anti-ll sentiment is strong here! 

I am anti the type of landlord that has sprung up recently.

I have no objection to the old school types - property bought with cash and let out on a long term basis. Well maintained because they understand that is the way to protect the asset value.

The new bred of landlord, in a basic job on low income, taking the deposit from his own home, and leveraging up to buy multiple properties, are scum.

If they are in trouble when two months rent hasn't been paid (as many seem to be) then what ability do they have to pay for any repairs that may be needed.

The laugh is these guys are calling their tenants irresponsible for not having six months worth of savings when they seem to have less than this themselves.

And what this new breed are actually doing is using the tenants rent in a way that the tenant is not allowed to to keep the tenant priced out of buying a house.

The rent I can afford to pay can always be leveraged by a landlord to outbid me on any property I might want to buy.

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40 minutes ago, Andersen said:

How many who are now renting are able (with 20% deposit already saved) and willing to commit to buy a house for £50k/£500k/whatever ?

This is DosBods - a more appropriate question would be: "How many of you could already pay cash for a place in the UK, but are prepared to wait, because you don't see current prices as good value for money?"

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22 minutes ago, 23rdian said:

No one likes a landlord. If you are one, people might be nice to your face but they will think you are a usury cunt. So nice being able to type it like it is on here.

And yet many like you demand that there should be more council/social housing as if the council and housing associations aren't landlords. 

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1 hour ago, sleepwello'nights said:

And yet many like you demand that there should be more council/social housing as if the council and housing associations aren't landlords. 

Ah, but there are landlords, and then there are S&M landlords...

 

XYY

Edited by The XYY Man
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3 hours ago, Andersen said:

The anti-ll sentiment is strong here!

It's only because most of them are parasites.

A good way to shift them would be a new time limited CGT. If they sell within a year of it starting 25% CGT, over a year but less than 2 years 50% CGT, 2 years or over 100% CGT. Stick on second homes and holiday lets as well. That's your housing crisis sorted. Most people aren't landlords so would vote for it.

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18 hours ago, Royston said:

I'm always really conflicted whenever I watch an episode of ''Scum Tenants, Rogue Landlords'' (or whatever it's called)

I hate the idea of some scumbag living rent free, especially when it's usually my taxes paying for it courtesy of Housing Benefit... but then when it's a Borrow To Leech landlord getting stitched up and suffering the stress and hassle and financial loss I think yeah good on you scumbag tenant!

The problem is most landlords bring it on themselves by being greedy and not thinking about `The bigger picture`....they usually have a good tenant that pays as they should, but still want to `squeeze` them for a little more. Good tenant then finds better value elsewhere, landlord get a new tenant that he thinks is going to give him/her the bit extra, but eventually find out he/she gets a lot less for their greed...they then blame all tenants rather than learning their lesson.

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