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Mystery Neighbours


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So the house that adjoins ours belongs to a scumlord who, naturally, rents it out to poor bastards who typically cannot afford house deposits. Recently we had a new family move in. We have seen two ki

Our youngest is a student in Sheffield, his landlord owns eight student houses and normally they are all rented out without any problems. This year he has rented out three and has no tenants for the o

I would of course recommend this highly. It depends upon your situation but a SIPP lets everyone avoid tax plus, depending upon your level of savings, you should be hiding any wealth you have fro

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7 minutes ago, deathfunk said:

So the house that adjoins ours belongs to a scumlord who, naturally, rents it out to poor bastards who typically cannot afford house deposits. Recently we had a new family move in. We have seen two kids and a man who smokes and chucks his fags around like it is a sink estate. We think there is also a woman though we have never seen her. We saw the kids and the man outside one day and said "Hi" but they were weird and uncommunicative. Even a foreigner should be able to respond to this gesture. But they didn't. They just stood there and stared. No smile back, no nodding, nothing. Weird. They are also really quiet when they are at home, which is almost never. 

A guy came round asking questions and it transpired he worked for Children's Services for a large council. Not our council but a neighbouring big city council. The new neighbours appear to be Chinese and get taxis for their kids to go to school, presumably to a school in the city about 20 miles away. The previous tenant rented the house for £1000 per month and taxis don't come cheap so I'm wondering just how much money we are spending on these people? And what the fuck they are even doing here in the first place?

So I am paying for the government to potentially ruin my current housing situation whilst simultaneously making it harder for me to improve it (by paying scumlords to keep houses inflated). What the fucking hell is going on with this country? Please make sure you are paying as little tax into this system as you can afford. The more tax you pay, the poorer we all get.

 

Find out if their surname is West.  Also, sniff the air.  Is it a cannabis factory?   

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That is bloody depressing behaviour. Shit,  I feel sunk if I greet somebody out on a walk and they just stare and look weird and threatening... a young thug family with kids everytime. A neighbour to do that is just reprehensible.

We are the new weird neighbours. And hell I can't fault the new neighbours.

(1) Bottle of wine and house warming card on the doorstep.

(2) Went around to thank them, guided tour of their house and coffee and cake.

(3) Took out the dustbin and the next minute I was having wine with the wife next door on a bench in front of her house.

( 4) Wife went around last night and returned drunk two hours later.

( 5) Couldn't close the greenhouse roof..and the neighbour's wife was roping in help, until thicko here realised they were on heat sensors.

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14 minutes ago, deathfunk said:

Please make sure you are paying as little tax into this system as you can afford. The more tax you pay, the poorer we all get.

I would of course recommend this highly.

It depends upon your situation but a SIPP lets everyone avoid tax plus, depending upon your level of savings, you should be hiding any wealth you have from the government where possible - PMs or other physical stores of value - antiques, jewellery or collectables with active markets.

As long as working people merrily cough up tax and NI the government will keep giving it to the very people who make your lives a misery.  Or as the government and Guardian repeatedly misdescribe them "the most vulnerable in our society".

I love the "our".

Don't let them have any more money than you have to.

If you don't need the money keep your earninsg within the personal tax allowance.  Why work harder to give it away?

Don't let them know how much money you have because it will cost you in means testing - care home fees in particular.

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25 minutes ago, deathfunk said:

The new neighbours appear to be Chinese and get taxis for their kids to go to school, presumably to a school in the city about 20 miles away. The previous tenant rented the house for £1000 per month and taxis don't come cheap so I'm wondering just how much money we are spending on these people? And what the fuck they are even doing here in the first place?

 

 

 

Give them a second chance before making a conclusion. I've noticed a big drop in seeing Chinese students about lately - I think they feel probably out of place everywhere in the globe as the people that gave the world Corona.

Try saying Le homa? - I think it is Cantonese for hello. But they might speak mandarin, so you'll have to google that one.

Edited by 201p
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4 minutes ago, Frank Hovis said:

I would of course recommend this highly.

It depends upon your situation but a SIPP lets everyone avoid tax plus, depending upon your level of savings, you should be hiding any wealth you have from the government where possible - PMs or other physical stores of value - antiques, jewellery or collectables with active markets.

As long as working people merrily cough up tax and NI the government will keep giving it to the very people who make your lives a misery.  Or as the government and Guardian repeatedly misdescribe them "the most vulnerable in our society".

I love the "our".

Don't let them have any more money than you have to.

If you don't need the money keep your earninsg within the personal tax allowance.  Why work harder to give it away?

Don't let them know how much money you have because it will cost you in means testing - care home fees in particular.

Not convinced by this Frank, they will (and are) print to infinity and beyond.  I’m sue that tax is just a way of trolling the sensible (stupid? Dunno).  

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11 minutes ago, One percent said:

Not convinced by this Frank, they will (and are) print to infinity and beyond.  I’m sue that tax is just a way of trolling the sensible (stupid? Dunno).  

They can't do this though.  You have been over-influenced by the "printy printy" types on here (or more rather on ToS).

In order for the currency to hold up its exchange rate it needs to be seen as supportable and that means the Debt / GDP ratio has to be within acceptable limits to foreign bond purchasers.

Covid will probably add £500bn leaving maybe about that again in extremis if something else happens.  Like a bad cough going around based upon the current lunacy.

That will be it though; at that point the government will be expected to be bringing the ratio down during normal economic conditions, as it had been successfully doing up to this year and it was sub 100%.

This means government expenditure needs to be below government income: they need those taxes coming in to support the currency.  If they're not then spending has to be cut.

It's good to be cynical but there are real world reasons as to why simply printing currency, which does work and is sometimes a good idea in the short term, is a path to disaster long term.

It's also good that the government does big spending projects like HS2 becasue you end up with something to show for all that debt rather than just a bigger feral and mostly immigrant underclass living on generous benefits.

Edited by Frank Hovis
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6 minutes ago, 201p said:

 

Give them a second chance before making a conclusion. I've noticed a big drop in seeing Chinese students lately - I think they feel probably out of place everywhere in the globe as the people that gave the world Corona.

Try saying Le homa? - I think it is Cantonese for hello. But they might speak mandarin, so you'll have to google that one.

If I see them again I will make a better effort to introduce myself. I will do my impersonation of a friendly and bumbling Boris Johnson to affect an introduction.

That is if I see them again. 

I'm just unhappy because I hate landlordism, local councils and unrestricted mass immigration and this situation is basically the trifecta. I lived with a Chinese bloke for about 6 months at Uni and had no problems with him (or his Mum who lived in his room!).

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5 minutes ago, deathfunk said:

If I see them again I will make a better effort to introduce myself. I will do my impersonation of a friendly and bumbling Boris Johnson to affect an introduction.

That is if I see them again. 

I'm just unhappy because I hate landlordism, local councils and unrestricted mass immigration and this situation is basically the trifecta. I lived with a Chinese bloke for about 6 months at Uni and had no problems with him (or his Mum who lived in his room!).

Just be careful of the zip wire. It can go horrendously wrong.  :)

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11 minutes ago, Frank Hovis said:

They can't do this though.  You have been over-influenced by the "printy printy" types on here (or more rather on ToS).

In order for the currency to hold up its exchange rate it needs to be seen as supportable and that means the Debt / GDP ratio has to be within acceptable limits to foreign bond purchasers.

Covid will probably add £500bn leaving maybe about that again in extremis if something else happens.  Like a bad cough going around based upon the current lunacy.

That will be it though; at that point the government will be expected to be bringing the ratio down during normal economic conditions, as it had been successfully doing up to this year and it was sub 100%.

This means government expenditure needs to be below government income: they need those taxes coming in to support the currency.  If they're not then spending has to be cut.

It's good to be cynical but there are real world reasons as to why simply printing currency, which does work and is sometimes a good idea in the short term, is a path to disaster long term.

I have seen two indicators of bankrupt states:

1. Debt to GDP of 250%

2. Debt interest greater than tax revenue.

I guess we are currently at 110%-120% of debt to GDP and can see this going higher and higher for many years. We currently spend fewer than £50bn on interest (and some of this to the BoE) so we have tons of wiggle room here whilst rates remain low and our tax revenues stay at around £1 trillion. If we keep going down the Socialist route we are on, I would expect us to be properly bankrupt by 2030.

Edited by deathfunk
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25 minutes ago, crashmonitor said:

We are the new weird neighbours. And hell I can't fault the new neighbours.

(1) Bottle of wine and house warming card on the doorstep.

(2) Went around to thank them, guided tour of their house and coffee and cake.

(3) Took out the dustbin and the next minute I was having wine with the wife next door on a bench in front of her house.

( 4) Wife went around last night and returned drunk two hours later.

( 5) Couldn't close the greenhouse roof..and the neighbour's wife was roping in help, until thicko here realised they were on heat sensors.

Such pleasantry from new neighbours never ends well. Mark my words...

Do you know what became of the previous occupants of your place?

B|

 

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1 minute ago, deathfunk said:

I have seen two indicators of bankrupt states:

1. Debt to GDP of 250%

2. Debt interest greater than tax revenue.

I guess we are currently at 110%-120% of debt to GDP and can see this going higher and higher for many years. We currently spend less than $50bn on interest (and some of this to the BoE) so we have tons of wiggle room here whilst rates remain low and our tax revenues stay at around £1 trillion. If we keep going down the Socialist route we are on, I would expect us to be properly bankrupt by 2030.

 

The socialist route is no longer relevant to the collapse of society. 

The oil will have dried-up waaaaayyy before 2030...

 

XYY

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2 minutes ago, deathfunk said:

I have seen two indicators of bankrupt states:

1. Debt to GDP of 250%

2. Debt interest greater than tax revenue.

I guess we are currently at 110%-120% of debt to GDP and can see this going higher and higher for many years. We currently spend fewer than £50bn on interest (and some of this to the BoE) so we have tons of wiggle room here whilst rates remain low and our tax revenues stay at around £1 trillion. If we keep going down the Socialist route we are on, I would expect us to be properly bankrupt by 2030.

Agreed.

I have also noted on here that IMO the Conservatives have realised that austerity and financial prudence simply make them unpopular whilst funding the spending promises of Labour at each election.

They were in a very real sense financing their own election defeats and have therefore changed tack and started spending the money themselves.

I can't blame them for this eminently sensible approach however the ultimate end game of both main parties taking this approach is soemthing we have already seen: Dennis Healey going begging to the IMF who will bail the UK out but with strong austerity requirements.

Because governing parties cannot behave like adults.

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1 minute ago, The XYY Man said:

 

The socialist route is no longer relevant to the collapse of society. 

The oil will have dried-up waaaaayyy before 2030...

 

XYY

No it won't!

Its price will leap up about then when the Saudi lies about its reserves are exposed.

If you're a subsitence farmer in Ethiopia buying diesel for their tractor then yes it may as well have dried up but for everybody else it's just a bigger hit at the pumps.

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Just now, Frank Hovis said:

No it won't!

Its price will leap up about then when the Saudi lies about its reserves are exposed.

If you're a subsitence farmer in Ethiopia buying diesel for their tractor then yes it may as well have dried up but for everybody else it's just a bigger hit at the pumps.

Yes, it will.

It's nearly gone, and there's fuck-all anyone can do about it...

 

XYY

 

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24 minutes ago, Frank Hovis said:

In order for the currency to hold up its exchange rate it needs to be seen as supportable and that means the Debt / GDP ratio has to be within acceptable limits to foreign bond purchasers.

In MMT world, this is not the case. The desirability of currency is not based on some abstract ratio (do we even know true GDP? I bet we don't) but whether you could convert it to something real should you choose. If you realise the piece of paper can't be converted, then it becomes worthless. If you can swap it for a Land Rover Discovery at relatively short notice then you sleep well at night. The only time you can't swap it for a Land Rover Discovery is when there is a shortage of Land Rovers, and that means a crisis of production has occurred.

Edited by Nippy
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5 minutes ago, The XYY Man said:

Yes, it will.

It's nearly gone, and there's fuck-all anyone can do about it...

 

XYY

 

It certainly isn't.  The low hanging fruit may have been plucked but world oil reserves are huge; the only question is the cost to the extract them.

These are reserves; what's left.

Apart from Saudi (black line) they are all subject to audit so you can rely upon them.

The price shock wil come when that Saudi line is found to be half its claimed level.

800px-Oil_Reserves_Top_5_Countries.png

https://en.wikipedia.org/wiki/File:Oil_Reserves_Top_5_Countries.png

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