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Banks set to repossess


sarahbell

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3 minutes ago, Option5 said:

Most Brits abroad would want their host to change to suit them, especially with regard to language.

In my experience the Brits are the only people who go to someone else's country and consider the inhabitants to be foreigners.

I'm not like most Brits, which is why I am here. xD

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1 hour ago, Option5 said:

Most Brits abroad would want their host to change to suit them, especially with regard to language.

In my experience the Brits are the only people who go to someone else's country and consider the inhabitants to be foreigners.

Well they are.

And I know this because I have been abroad on more than one occasion.

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3 hours ago, Option5 said:

Most Brits abroad would want their host to change to suit them, especially with regard to language.

In my experience the Brits are the only people who go to someone else's country and consider the inhabitants to be foreigners.

This is true.  I've recently spent a week in Greece and did not speak a single non english word in that time.  But, had they not spoken english I'd have made an effort, and although I wouldn't be able to hold a conversation, I'd be able to spend my money - which ultimately is what they want.

If I moved abroad then I would absolutely learn the language - to what level, I could not say :/

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8 hours ago, spygirl said:

It's amazing that the powers that be could not see this was going to happen.
In 2015 when Gideon announced the Section 24 tax it was obvious that landlords would not be able to bear the tax imposition without many going bust.
Add the latest fiasco into the equation and hey presto...the knock on effect is homelessness caused by an inept Government.
The sad part is that a few bad tenants will make good tenants and landlords homeless because the deck of cards topples.
When will people, banks, media, know it alls realise that the local councils don't have the stock to house people (that's another story) so they are heavily dependant on the PRS which has grown as a result.

 

Eh?

S24 was long overdue and just confirmed what shoudl have been in palce from day 1 - you cannot claim investment costs against tax.

IO BTL, the idiot crew, have had 5 years to get rid.

They didnt.

 

 

I can't understand what they are complaining about, landlords have been telling us for ages about their altrustic nature by providing accommodation to the masses (as above)....the government have just taken `them on their word` :-)

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7 hours ago, spunko said:

Yes one of the criticisms of the migrants coming here to make a life for themselves is why didn't they try to fix problems at home first? It'd be hypocritical to emigrate to another country because of the problems in the UK.

But I would be an asylum seeker....`my` country (UK) is currently denying me my freedom to roam at leisure, and will soon be insisting that I have a vaccination that I don't want.

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On 10/11/2020 at 08:35, One percent said:

Ive reported this elsewhere. Mate has a btl. No mortgage. Tenant has trashed the place. Now not paying rent. Due to covid she is not allowed to get rid of tenant. Bennie scum, single parent....  

UN-FUCKING-BELIEVABLE ------What a pile of shite this moronic country has become.

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3 hours ago, Wahoo said:

UN-FUCKING-BELIEVABLE ------What a pile of shite this moronic country has become.

Iirc o ensues mate is in Scabby, which has social housing coming out of its ear.

Any LL taking on a social tenant without doing a *lot* of che is is going to get what they deserve.

Anyone who takes on some single mum who turns up one day from West, South or Ull is going to get their arse served to them on a plate.

'But they were offering more money than I'd get off renting to a nice young working couple.... 

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Best thing Landlords can do.. is

Get a fucking job and earn your retirement, Stop stealing young peoples money,, cunts

rolling around in their posh cars, with 10 houses, paid for through someone else's labour.. not their own..

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On 10/11/2020 at 08:51, Paulie said:

Socialism in the raw. 

Socialism would involve government owned housing at a fraction of the price to both the tenant and if on Bennies the council..

Privatised rental housing is bankrupting councils and bankrupting tenants..

So from where i'm standing, when someone goes to work and gives all of their wages to a LAND LORD who sits on a beach  drinking cocktails, that's back to the days of slums and slavery.

The very reason Social housing was invented..

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On 10/11/2020 at 11:10, dgul said:

It is a desperate slide, around before Brown/Blair but put on steroids by them -- as the more people you've got dependent on the state, the better the Labour offering.  Sure, we're Tory now, but they have to play along as too many people are dependent (eg the recent feral kids lunch-money saga).

If there is hope, it is that the next generation* start reacting against this political blackmail, perhaps having a 'we don't want your f**king money if it means this' party (etc) (See Reagan's 'most terrible words in the English language).

But, as it stands, too great a %age of the population is on the government's teat for anything to change soon.

[*ie, not the Millennials, who are probably the worst in this regard -- take the money, give more to 'the deserving' (who usually aren't), ignore the downstream consequences]

[I'm actually rather hopeful that this move against gov cash will be accelerated by Covid -- so many people have been pushed into welfare and found that there's bugger all for them but can see that there's relative riches for people who haven't actually paid (much) into the system]

Jobs gone to China..

We import people to deliver McCdonalds and wash cars

Push up house prices and lower labour costs

Spend £100 billion per year on housing benefits and in work benefits

The economy is an illusion.. Just a floating housing ponzi scheme and money laundering racket..

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On 10/11/2020 at 11:16, Chewing Grass said:

1677416634_Screenshotfrom2020-11-1011-14-41.png.0b476553dc1d1202d0523c8c806d226e.png

Love the VI optimism, would hardly call 1:10 a vote of confidence.

Why don't they just get jobs and earn money? instead of enslaving others to do it for them?

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On 10/11/2020 at 13:02, swiss_democracy_for_all said:

The left will IMO soon put into place things very recently seen in the US election. (I think they already did in one or two by-elections like Peterborough) - they'll have an army of people collecting votes from the feckless and lazy who can't be arsed to walk to the polling station, and other means of securing the lowlife vote, like door-to-door help to fill in postal vote forms.

All dressed up as helping the housebound disabled and elderly or some such bollox but really just a way of ensuring the scum vote for the benefits party. Allowing this kind of crap will always favour the left.

(I'm pretty sure this is mostly what happened in the US, though there may have been some cheating as well of course, let's see what Trump's lot can turn up)

 

Tories are going to change the voting boundaries to try and rig the vote last i read

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2 minutes ago, macca said:

Jobs gone to China..

We import people to deliver McCdonalds and wash cars

Push up house prices and lower labour costs

Spend £100 billion per year on housing benefits and in work benefits

The economy is an illusion.. Just a floating housing ponzi scheme and money laundering racket..

Well, our current economy is very interesting.

I'd say we've reached a bit of a steady-state, but one that's completely dependent on other things 'staying the same'.  When those (external) things stop staying the same then the economy will respond (negatively).

But we'll blame covid and the lesson will be tough (ie, they'll do everything to restore the 2000-2010 economy, rather than learning the needed lesson).

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Chewing Grass
1 minute ago, macca said:

Privatised rental housing is bankrupting councils and bankrupting tenants..

So from where i'm standing, when someone goes to work and gives all of their wages to a LAND LORD who sits on a beach  drinking cocktails, that's back to the days of slums and slavery.

The very reason Social housing was invented..

My father worked for local authorities in the 1960s/70s and did slum clearance and would go on about the rent controls that were introduced after WW1 and how they had resulted in the dereliction of swathes of housing into private rented slums where the decent landlords were forced out of business and local authorities couldn't afford to maintain the housing stock they had from the rent they could charge.

Rents were so far under the market rate for the private mortgaged equivalent that anyone in new build social housing viewed themselves as having got it made. Gardens were beautifully tended, houses immaculately kept, the next generation took it for granted and their kids destroyed the estates.

Acorn Avenue

Oak Avenue

Laurel Avenue

Holly Avenue

Larch Avenue

Belvedere Road

Queens Drive

All beautifully named, places of peoples dreams, all trashed in the 1980s/90s.

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swiss_democracy_for_all
1 hour ago, macca said:

Tories are going to change the voting boundaries to try and rig the vote last i read

Both sides have been doing that in the UK since for ever.

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Bricks & Mortar
On 10/11/2020 at 11:18, spygirl said:

It's amazing that the powers that be could not see this was going to happen.
In 2015 when Gideon announced the Section 24 tax it was obvious that landlords would not be able to bear the tax imposition without many going bust.
Add the latest fiasco into the equation and hey presto...the knock on effect is homelessness caused by an inept Government.
The sad part is that a few bad tenants will make good tenants and landlords homeless because the deck of cards topples.
When will people, banks, media, know it alls realise that the local councils don't have the stock to house people (that's another story) so they are heavily dependant on the PRS which has grown as a result.

 

Eh?

S24 was long overdue and just confirmed what shoudl have been in palce from day 1 - you cannot claim investment costs against tax.

IO BTL, the idiot crew, have had 5 years to get rid.

They didnt.

 

 

Banks know this very well indeed.  Hence their repossessing from you!

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On 10/11/2020 at 08:43, One percent said:

I really don’t understand how the government can expect private individuals to house the feckless for free.  Madness. Just madness 

I think it's really nice of the landlords to offer this service ;)

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On 11/11/2020 at 22:27, Chewing Grass said:

My father worked for local authorities in the 1960s/70s and did slum clearance and would go on about the rent controls that were introduced after WW1 and how they had resulted in the dereliction of swathes of housing into private rented slums where the decent landlords were forced out of business and local authorities couldn't afford to maintain the housing stock they had from the rent they could charge.

Rents were so far under the market rate for the private mortgaged equivalent that anyone in new build social housing viewed themselves as having got it made. Gardens were beautifully tended, houses immaculately kept, the next generation took it for granted and their kids destroyed the estates.

Acorn Avenue

Oak Avenue

Laurel Avenue

Holly Avenue

Larch Avenue

Belvedere Road

Queens Drive

All beautifully named, places of peoples dreams, all trashed in the 1980s/90s.

I disagree with rent controls.

Equally, I disagree with most o the zoning and planning control - within reason I.eno beds in shes.

The situation described above is not solely down to rent control.

From the 80s onward, then turbocharged by that idiot Brown, people have bern rewarded fir hiw dysfunctional they are. With the expected results.

Social housing should only be provided to people with points  job, kids in school, local connections, etc.

Social rents should be set in proportion to local incomes.

 

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  • 2 months later...
Bus Stop Boxer
On 10/11/2020 at 10:54, One percent said:

You clearly don’t understand the concept of nation state and citizenship.  

But we have finite time, if its fucked here, a choice has to be made.

Fight or flight.

Or stop where you are and moan. Which is what im doing.xD

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Democorruptcy
On 11/11/2020 at 22:07, macca said:

Best thing Landlords can do.. is

Get a fucking job and earn your retirement, Stop stealing young peoples money,, cunts

rolling around in their posh cars, with 10 houses, paid for through someone else's labour.. not their own..

The worst part about this is that it will increase our under occupancy rate. We have too many properties that nobody lives in. A lot of landlords will switch from long term residential lets to holiday lets. More houses empty for a lot more nights each year, out of season. Less residential lets available for long term tenants.

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Chewing Grass

Two small time Landlords I talk to have just got their self assessments back and now want out as its not worth the hassle and not profitable, one rents 2 houses another rents 4, they are all at the bottom of the market i.e. Victorian terraces.

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3 hours ago, Democorruptcy said:

The worst part about this is that it will increase our under occupancy rate. We have too many properties that nobody lives in. A lot of landlords will switch from long term residential lets to holiday lets. More houses empty for a lot more nights each year, out of season. Less residential lets available for long term tenants.

No.

Holiday let's only apply to very few places.

New taxes are on the way for FHL.

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5 hours ago, Chewing Grass said:

Two small time Landlords I talk to have just got their self assessments back and now want out as its not worth the hassle and not profitable, one rents 2 houses another rents 4, they are all at the bottom of the market i.e. Victorian terraces.

It's probably profitable if they weren't mortgaged to the hilt. 

Even if they aren't I suspect it's too late to get out with a profit. 

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Chewing Grass
6 minutes ago, eek said:

It's probably profitable if they weren't mortgaged to the hilt. 

Even if they aren't I suspect it's too late to get out with a profit. 

One inherited them, the other is a Saarth Africaans with mortgages.

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