Jump to content
DOSBODS
  • Welcome to DOSBODS

     

    DOSBODS is free of any advertising.

    Ads are annoying, and - increasingly - advertising companies limit free speech online. DOSBODS Forums are completely free to use. Please create a free account to be able to access all the features of the DOSBODS community. It only takes 20 seconds!

     

How many years pension contributions for full pension


Recommended Posts

Dave Bloke

Sounds like a stupid question.

I've just logged in to the UK govt website.

I have 36 years contributions

A gap in 2015/16 for some reason (must check up if I paid any NI)

This year is pending, so that's 37 years.

It says I need to contribute another 3 years to get a full pension of 175 quid per week.

But I thought you only needed 35 years?

Can anyone explain why I need 39 years ?

Link to post
Share on other sites
Shamone
1 minute ago, Dave Bloke said:

Sounds like a stupid question.

I've just logged in to the UK govt website.

I have 36 years contributions

A gap in 2015/16 for some reason (must check up if I paid any NI)

This year is pending, so that's 37 years.

It says I need to contribute another 3 years to get a full pension of 175 quid per week.

But I thought you only needed 35 years?

Can anyone explain why I need 39 years ?

Have you been contracted out of Serps at all, by being in a defined benefit pension scheme perhaps?

  • Agree 1
Link to post
Share on other sites
Dave Bloke
2 minutes ago, Shamone said:

Have you been contracted out of Serps at all, by being in a defined benefit pension scheme perhaps?

I am contracted out of Serps.

Link to post
Share on other sites
Shamone
6 minutes ago, Dave Bloke said:

I am contracted out of Serps.

I think that affects the number of years required.

  • Informative 1
Link to post
Share on other sites
Dave Bloke
5 minutes ago, Shamone said:

I think that affects the number of years required.

Yes I remember something now, it was discussed on ToS.

  • Agree 1
Link to post
Share on other sites
man o' the year
38 minutes ago, Dave Bloke said:

Sounds like a stupid question.

I've just logged in to the UK govt website.

I have 36 years contributions

A gap in 2015/16 for some reason (must check up if I paid any NI)

This year is pending, so that's 37 years.

It says I need to contribute another 3 years to get a full pension of 175 quid per week.

But I thought you only needed 35 years?

Can anyone explain why I need 39 years ?

You have likely, as have I, been opted out for some of the time. I am now self employed so during the self employment have filled in the gaps even though I have not paid any NI. My wife has one year left to fill.

  • Agree 1
Link to post
Share on other sites
Dave Bloke
10 hours ago, man o' the year said:

You have likely, as have I, been opted out for some of the time. I am now self employed so during the self employment have filled in the gaps even though I have not paid any NI. My wife has one year left to fill.

I've only been paying basic contributions for about 30 years now ! So I figure it is a good investment and another couple of years won't kill me.

  • Agree 1
Link to post
Share on other sites
Andersen

I've been self employed for some of my working life, I paid voluntary (class4 ?) NI contributions each tax year so I would get full state pension.

You need min 10 years contributions to receive state pension, max is at 35 years. The UK.Gov website shows your history. Full details ;) https://www.dosbods.co.uk/topic/16366-doing-the-bare-minimum/?do=findComment&comment=1048998

 

Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

  • Recently Browsing   0 members

    No registered users viewing this page.

×
×
  • Create New...