Rental nightmare in coastal Cornwall (and coastal Devon, IoW)

[Chewing Grass]

2 minutes ago, Bilbo said:

From the Mail,BBC journalist on second homes.

Simon Reeve says middle class buying second homes they don't live in https://www.dailymail.co.uk/femail/article-10195747/Simon-Reeve-claims-rural-white-working-class-edged-countryside-middle-classes.html?ito=native_share_article-masthead

 

 

 

Is that not the pot calling the kettle black, sounds like a paid middle-class London hypocrite..

[Hancock]

1 hour ago, Bilbo said:

From the Mail,BBC journalist on second homes.

Simon Reeve says middle class buying second homes they don't live in https://www.dailymail.co.uk/femail/article-10195747/Simon-Reeve-claims-rural-white-working-class-edged-countryside-middle-classes.html?ito=native_share_article-masthead

 

 

 

Foreigners pricing the working class out of the cities, landlords pricing them out of the suburbs, and now those with property chips to play with are pricing them out of the countryside.

Lucky central banks have been printing all that money for so long, to help the poor and the working class, they'd be screwed without such "help"!

Edited November 12, 2021 by Hancock

[spygirl]

21 hours ago, Bilbo said:

From the Mail,BBC journalist on second homes.

Simon Reeve says middle class buying second homes they don't live in https://www.dailymail.co.uk/femail/article-10195747/Simon-Reeve-claims-rural-white-working-class-edged-countryside-middle-classes.html?ito=native_share_article-masthead

 

 

 

Waaaaay way waaaaay too late.

Lakes was cleared of locals back in the 70s.

Cumberland BS, based in carlisle, is the biggest holiday let mortgage provider going. It's probably going to go down tge shooter.

Until v recently it only loaned miney x miles from Carlisle.

Now most of the highly leveraged airbnb/holiday letters with a Ltd have charges from Cumberland.

https://www.thisisthecoast.co.uk/news/local-news/mp-speaks-to-chancellor-about-yorkshire-coast-holiday-home-issue/

Again, a Con whip is raising the issue of the zilch tax revenue from FHL.

Theres at least a billion of business rates sat around, waiting to be plucked.

 

[With a crooked smile]

3 hours ago, spygirl said:

Now most of the highly leveraged airbnb/holiday letters with a Ltd have charges from Cumberland.

Not so sure, maybe on historic loans. When I approached them about hotel mortgage it was 50% ltv max and bigger deposit if outside their normal lending area (NW may have Inc some of Scotland). 

I'd imagine most of the leveraged holiday let's are on standard residential b2l mortgages they never run any checks once they've loaned the money. 

[spygirl]

13 minutes ago, With a crooked smile said:

Not so sure, maybe on historic loans. When I approached them about hotel mortgage it was 50% ltv max and bigger deposit if outside their normal lending area (NW may have Inc some of Scotland). 

I'd imagine most of the leveraged holiday let's are on standard residential b2l mortgages they never run any checks once they've loaned the money. 

Hotel!= fhl.

Afaik all FHL are on special FHL mortgages.

Normal resi or btl dont cover or touch FHL.

[sleepwello'nights]

On 04/11/2021 at 10:26, Frank Hovis said:

If social housing tenants were being housed in these conditions it would be all over the news and the HA / Council would be fined.

When it comes to private renters however no one gives a monkey's.

You need to catch up on the expose ITV News are reporting. Social housing tenants living in properties that are riddled with mould, damp, leaking plumbing, repairs not carried out. 

It doesn't just apply to private landlords. Don't forget the squalor some tenants create themselves.

[With a crooked smile]

4 hours ago, spygirl said:

Hotel!= fhl.

Afaik all FHL are on special FHL mortgages.

Normal resi or btl dont cover or touch FHL.

I have no idea what you are trying to say when you speak in short hand! 

[spygirl]

5 hours ago, With a crooked smile said:

I have no idea what you are trying to say when you speak in short hand! 

A furnished holiday let needs a different type of mortgage to a resi or btl, or hotel, which would be a specialised mortgage or business loan.

 

[Bilbo]

Article in today's Telegraph.

Can view it free with Duckduckgo

https://www.telegraph.co.uk/columnists/2021/11/16/cornwall-dream-turns-sour-minute/

 

 

[Frank Hovis]

St Minver (up near Wadebridge / Padstow) winning the race to extinction with 71% of homes now holiday lets or second homes.

https://www.cornwalllive.com/news/cornwall-news/heatmap-shows-cornwall-areas-most-6216562

 

[sleepwello'nights]

1 hour ago, Bilbo said:

Article in today's Telegraph.

Can view it free with Duckduckgo

https://www.telegraph.co.uk/columnists/2021/11/16/cornwall-dream-turns-sour-minute/

 

 

Tried that and cant find a link to the article. I also tried refresh escape without success. 

Have you another suggestion I could try?

[eek]

32 minutes ago, sleepwello'nights said:

Tried that and cant find a link to the article. I also tried refresh escape without success. 

Have you another suggestion I could try?

Download and install bypass-paywalls-chrome/README.md at master · iamadamdev/bypass-paywalls-chrome · GitHub and you will only have to worry about properly written (server side) paywalls in the future

[Noallegiance]

7 hours ago, Frank Hovis said:

St Minver (up near Wadebridge / Padstow) winning the race to extinction with 71% of homes now holiday lets or second homes.

https://www.cornwalllive.com/news/cornwall-news/heatmap-shows-cornwall-areas-most-6216562

 

This is utter madness.

No economy to use when touristing. Few can live close enough to a place to set up a business to service these areas.

I feel like I'm living in a 10-year-long metaphorical sequel to Final Destination.

Can we just get the inevitable bust out of the way now please. 

[sleepwello'nights]

20 hours ago, eek said:

Download and install bypass-paywalls-chrome/README.md at master · iamadamdev/bypass-paywalls-chrome · GitHub and you will only have to worry about properly written (server side) paywalls in the future

Easy for you to say. Not being a developer I struggled a bit to find the right path to take to follow your suggestion. 

I downloaded the link opened settings in Edge. Then I couldn't see how to open developer mode, so searched for instructions. They didn't work. So pressed a few more buttons opened various pages and then gave up.

I later viewed a topic with a link to an article on the Telegraph. As an experiment I clicked on the three dots at the top right of edge scrolled down to more tool, scrolled down to developer tools and the article appeared on the right hand side of the page.

Somehow I've managed to get the tool even though I didn't think I had. Is that how it should work or is there someother way to see the articles behind the paywall. 

Anyway thanks for the advice, I can see the articles now. 

 

[Frank Hovis]

I don't know if the right thread to post this but hey ho.

£700k four bed cottage in a village in a nice area near Saltash (just over from Plymouth).

Looking good.

 

Looking better.

 

Hang on a second!

It's right on a road where loads of walkers park their cars - doors banging and dogs barking at all hours - plkus the "spacious" garden is more like trick photography.

Even in today's mad market for coastal / nice rural £700k is flying the highest of high kites.

£550k maybe though I wouldn't want to live there myself.

https://www.cornwalllive.com/news/cornwall-news/gallery/saltash-property-fabulous-rural-location-6233648

[With a crooked smile]

Front page news on Keswick Reminder last week, local family being asked to leave their flat can't find accommodation so might need to leave their jobs at local restaurant and work outside national park. Employer has no accommodation to offer https://keswickreminder.co.uk/2021/11/17/pregnant-woman-faces-being-homeless-for-christmas/

Print edition has another article on front page about how prices had gone up by 20% this year. 

[spygirl]

15 hours ago, With a crooked smile said:

Front page news on Keswick Reminder last week, local family being asked to leave their flat can't find accommodation so might need to leave their jobs at local restaurant and work outside national park. Employer has no accommodation to offer https://keswickreminder.co.uk/2021/11/17/pregnant-woman-faces-being-homeless-for-christmas/

Print edition has another article on front page about how prices had gone up by 20% this year. 

Well ... stories a bit of a let down -

Heavily pregnant and with a baby due in three weeks, Keswick’s Sarah de Mesa should really be putting her feet up before welcoming her second child into the world on December 2.

Instead, she, husband Eduardo and daughter Aneesah, 14, became officially homeless on Monday when the four-month notice to leave their rented bungalow in Brackenrigg Drive, becames effective.

 

They are Filipinos, working in an Italian eatery, scamming UK public services.

I'd bet theyve scammed a Spanish work Visa.

They need to fuck off.

 

[With a crooked smile]

1 hour ago, spygirl said:

They need to fuck off.

Lol trust you @spygirl

[eek]

15 minutes ago, With a crooked smile said:

Lol trust you @spygirl

It's true though - they aren't native to the Keswick and I can't work out if the issue is there are zero properties available in Keswick or is it that the new market rent is now £900 and the Italian is not increasing wages to reflect the new reality. 

There are very similar issues in Wales that have already got to the point that the pubs in Beddgelert close early so the staff have a chance of getting home. 

[spygirl]

40 minutes ago, With a crooked smile said:

Lol trust you @spygirl

The issue is that insane levels of migration have contributed to housing shortages.

Then start down tge simple fact that tgey have a kud in school at 7k/y and are about to pop a kid out - 10k.

Working in an eatery wont generate tax revenue for those services.

[eek]

3 minutes ago, spygirl said:

The issue is that insane levels of migration have contributed to housing shortages.

Then start down tge simple fact that tgey have a kud in school at 7k/y and are about to pop a kid out - 10k.

Working in an eatery wont generate tax revenue for those services.

+1 - it's worrying that you need to say this but we don't need low skill immigrants here. If don't pay more in tax than it costs for an immigrant to be here we don't need them. 

[spygirl]

30 minutes ago, eek said:

+1 - it's worrying that you need to say this but we don't need low skill immigrants here. If don't pay more in tax than it costs for an immigrant to be here we don't need them. 

Not needed.

Buy a frozen pizza from Tesco.

 

 

[With a crooked smile]

1 hour ago, spygirl said:

The issue is that insane levels of migration have contributed to housing shortages

I think the issue here is v high numbers of tourists and limited accommodation. The only long term rentals are typically pretty rough. Anything half decent will earn you about 20-30k as a self catering unit. 

[Frank Hovis]

43 minutes ago, spygirl said:

Not needed.

Buy a frozen pizza from Tesco.

 

 

 

Yup.

If people actually thought about what they are supporting with their money when they buy takeaways, especially delivered ones, then they wouldn't do it.

It's sheer laziness, greed and thoughtlessness on their part.

[spygirl]

7 minutes ago, With a crooked smile said:

I think the issue here is v high numbers of tourists and limited accommodation. The only long term rentals are typically pretty rough. Anything half decent will earn you about 20-30k as a self catering unit. 

There are several issues -

- High level of tourists in areas that are now denuded of service staff - people are too good or too embedded in benefits to pick up the usual tourist work - low paid, irregular, low paid.

- Large number of furn holiday let's/Airbnb that generate zilch tax but create higher level of demand for local services.

- Large number if migrants piling in to do pow paid work as they are able to access inwork bennies n free at use public services.