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SIPP Providers


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SIPP Providers  

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I've had enough of HL's crap service and ever decreasing choice of instruments. I would like to move to another SIPP provider. SIPP value ~£350k. Any recommendations?

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Just about to move mine into HL. For some reason it is all electronic, the others I would have to fill in 55 forms and send copies of my passport yadda yadda. 

Spunko 100 a month even with compound interest, I think you're thirty-odd, it sounds a bit low to me if that is your main and only thing to keep you off catfood on toast.

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theres a great sipp provider called ratso bank that is taking deposits and offering a huge payback deal.

Edited by leonardratso
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2 minutes ago, Funn3r said:

Just about to move mine into HL. For some reason it is all electronic, the others I would have to fill in 55 forms and send copies of my passport yadda yadda. 

Spunko 100 a month even with compound interest, I think you're thirty-odd, it sounds a bit low to me if that is your main and only thing to keep you off catfood on toast.

i just opened an AJ bell one, i hardly provided them with anything and ive already had a months worth of tax relief.

Its strange cos i opened some other accounts as well years ago and i hardly had any trouble at all whereas others got all kinds of KYC hassle in the same companies/products. And ive never been on the electoral register, ever.

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11 minutes ago, leonardratso said:

ive already had a months worth of tax relief.

So if you just bung in some already-taxed money, how do you get the tax relief? Is it automatic or you have to claim it somehow?

 

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16 minutes ago, leonardratso said:

theres a great sipp provider called ratso bank that is taking deposits and offering a huge payback deal.

It sounds great, I'm in, if I put money via brown paper bag can it guarantee me 100%/month interest? Has it got shiny office with titzy burd on reception? Because I am financially very savvy and that's important to me. 

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33 minutes ago, Funn3r said:

So if you just bung in some already-taxed money, how do you get the tax relief? Is it automatic or you have to claim it somehow?

 

i just threw money in it and about 5 weeks later they topped it up with an extra 20 or was it 25 [%], i cant remember, i dont check things much after ive done them and my mempry is really turning to shit as i get older.

 

28 minutes ago, Funn3r said:

It sounds great, I'm in, if I put money via brown paper bag can it guarantee me 100%/month interest? Has it got shiny office with titzy burd on reception? Because I am financially very savvy and that's important to me. 

but of course, anything good you can think of, it does, but it doesnt have any of the bad things you hear about on the news or elsewhere.

 

Edited by leonardratso
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Bobthebuilder
37 minutes ago, Funn3r said:

So if you just bung in some already-taxed money, how do you get the tax relief? Is it automatic or you have to claim it somehow?

 

Its automatic, the SIPP company claim on your behalf. Takes around 6 weeks to show in your account.

PS. I am in HL as well.

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5 hours ago, spunko said:

£350k? Blimey. I put in £100 a month into mine, will I ever catch you up?  :D

You need to up that to 800 mate

7 hours ago, AWW said:

I've had enough of HL's crap service and ever decreasing choice of instruments. I would like to move to another SIPP provider. SIPP value ~£350k. Any recommendations?

AJ Bell

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On 25/11/2022 at 07:06, Harley said:

Sorry, I need a better question.

If you build a huge telescope and stare North 15 billion light years away you would see the Big Bang…the start of the universe. 

If you then turned the telescope south and stared 15 billion light years away in the total opposite direction you would also see the Big Bang……

How can you view the same event that was effectively a singular event at opposite sides of the edge of the universe? 😂😉

Edited by Pip321
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Anyhoo….I am moving my SIPP from the Pru. Its massive. I want something I can select direct investment in shares. 

HL looked good to me but I will review having seen this thread.

AJ bell look good for costs but I want something with decent funds to invest in….plus flexibility re Gold and Silver funds. I already have a tiny AJ Bell SIPP and the functionally is good but check what funds are available as I just use it for shares  

I have been told to look at interactive investor from an existing customer who rates it. 

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JimmyTheBruce

I'd recommend looking at the promotional offers before transferring. II just gave me 500 quid for moving some more funds out of a work pension into my SIPP.  Not going to make you rich but does cover fees for a while.

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