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sarahbell

Premium bonds

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£50 this month on £28K holding (been an expensive month so no extra savings!), but two emails from ISA’s telling me they are reducing in January means I will keep it in there until the new ISA Year.

One is dropping from 1.45 to 0.75 which I thought was a piss take, until I realised I could open a new one with the same company @ 1.36...just relying on inertia I guess.

Edited by Kwyjibo
piss take IR drop

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A good month for us - £75 for me and £125 for the wife each from max holdings.

Together with a more modest £50 and £75 respectively last month it takes the prizes for our first12 months of draws to £725 for me and £850 for her so 1.45% and 1.7%.

Still hoping for something more substantial than highest of £100 prize.

Only the one month for me with no win at all. 

Edited by man o' the year

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10K invested for about one and a half years, about £200 in prizes, so near the 1.4% tax free. Which at the moment is better than pretty well every other liquid savings account out there...:(

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