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NewryH

Holiday insurance

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Son off on a weeks lads holiday to Spain. Any recommendations for insurance? Thinking more for falling over and getting hospital treatment rather than any skiing type insurance.

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1 minute ago, NewryH said:

Son off on a weeks lads holiday to Spain. Any recommendations for insurance? Thinking more for falling over and getting hospital treatment rather than any skiing type insurance.

https://www.insureandgo.com/ were always one I used to use for ad-hoc policies. Only needed to claim the once, for some dental work in Canada, damn wisdom tooth. They paid out no problem.

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1 minute ago, NewryH said:

Son off on a weeks lads holiday to Spain. Any recommendations for insurance? Thinking more for falling over and getting hospital treatment rather than any skiing type insurance.

Money savings expert site, not one we get along with but good at sniffing out the best and showing you the choice. Revolut handy for travel money plus when they detect you are outside the UK they switch on daily insurance until you come back. Choice of provider pretty simple for kids just gets difficult when you're 65+. Don't forget the EHIC as well. 

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14 minutes ago, NewryH said:

Son off on a weeks lads holiday to Spain. Any recommendations for insurance? Thinking more for falling over and getting hospital treatment rather than any skiing type insurance.

If he has any health issues then make sure you get an insurer who covers them.

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3 minutes ago, The Masked Tulip said:

If he has any health issues then make sure you get an insurer who covers them.

Check it covers funny sports and so on. You don't want to find he went paintballing and now isn't covered. 

Also some of them are down on alcohol, one drink and not covered according to my son who just did his own travel insurance search. 

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No travel insurance pays out if intoxicated through drink 

they are getting really hot on it now.

Also any existing ongoing treatment that issue and anything connected to i will not be covered

for example if you were having physio on your knee then that knee and anything that can be connected to it will not be covered.

historic issues are covered once sorted but only if you declare up front going back 5yrs

Best is to not go too far from Blighty that you cant return in a £1000 taxi ride to Calais

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As said above, banana boats paracending waterski jetski tombstoning scuba diving & even slightly off road mountain biking will not be covered

unless you buy an extreme sports add on and then you will have to state which ones you are doing. 

(& dont stay at the Eden Roc appts see balconing thread)

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1 hour ago, NewryH said:

Son off on a weeks lads holiday to Spain. Any recommendations for insurance? Thinking more for falling over and getting hospital treatment rather than any skiing type insurance.

Just bought some from the post office online.  Use SUMMER18 promo code to get 25% off.

 

and do it through quidco and get £8 cashback.

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Thanks people. It looking around 12-15 pounds which is cheap enough, but of course it depends what isn't covered. I'm sure alcohol will be taken. Just hope he has my paranoia about heights and balconeys.

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1 hour ago, blobloblob said:

Included with Amex Platinum, just £450 per year.

Which can also cover your family including parents. If they are over 65 this can be very good value.

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