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  1. Yesterday
  2. Sorry if some one has replied but I'm catching up. Yes its called Kurzarbeit Its similar to furlough.
  3. Frank Hovis

    Maths of buying vs renting, which is cheaper?

    Is the Midlands at all viable? Lincolnshire, Worcestershire and the recommended Stoke and evirons still provide decent value. If it has to be "down south" and for a set six years or so prior to the option to move then yes renting is probably the better option. I've mostly rented when looking at similar time horizons.
  4. Hancock

    Maths of buying vs renting, which is cheaper?

    When i were a lad the more academic subjects came really easy to me, i never needed to try i just got it ... so i never tried. My kids PK at the subjects she' not that isn't interested in such as maths and geography .... but when it comes to art, design and the creative writing she is focussed on being the best at school, thus excels. I was paying for private tuition for maths and English, but now realise its a waste of time and money ... and is cruel! Time just to let her focus on the arty/design stuff, so she can avoid getting a "real job", and just aim for a job she enjoys. My theory is if i put her in the best school in BKK, she will know the well to do kids which creates opportunity, and just having a good school on her CV will open doors. Failing that in her words she can just have kids and let her husband go to work! Kids round the corner with the perfect upbringings and 10 straight A's, can do all the academic jobs!
  5. Not yet (apart from a bullish chart!) so need to learn. Eion was bullish while being bearish on oil for similar reasons. Then I listen to David Hunter who's bullish on oil to $300!
  6. lovelyboy

    Creating 3D wireframe diagram. Java Swing?

    Thanks @onlyme, I've just looked at a quick youtube tutorial on OpenSCAD and it looks like exactly what I had in mind. Looks pretty intuitive as well.
  7. Hancock

    Maths of buying vs renting, which is cheaper?

    Is the mother in agreement with him moving up north, if the mother is anything like my kids she would/could stop it, and youd need a court order. Mother of my kid is that mental she refused to allow me to move down south to be nearer her, so she could see her kid more often. I've got to rip her partners head off at some point for this. If you're moving north one of the reasons must be house prices .... if i was in your situation with 200k in the back pocket i'd just bite the bullet and buy ... at least that way you can just earn tax threshold (stick everything above this into a SIPP) then get all the tax credits which are about 6k per annum.
  8. The monthly rent is the maximum you pay for housing. The monthly mortgage is the minimum you pay for housing.
  9. Carbon credits? Do you know much about these Harley? Most on here might be spitting at their keyboard at the mere mention of them!! But my view is that companies will be forced to buy them to fulfil their esg targets, and the green revolution/religion is here to stay - so a 'safe(?) bond type' investment, or at least a way to further diversify a portfolio? I have mentioned on here before that Marin Katusa, a respected commodity investor, is predicting big gains for carbon credits. He is a massive convert to them and predicts 8x return this decade, if I recall him correctly, for buy and hold investors into the right CC's. Katusa is interesting because he is backing away from the oilies, formerly his No1 sector, and now sees CC's as the big winner this decade. I don't agree with him because his base case relies on tech providing solutions to the problems renewables currently have In terms of improving efficiency, etc. However I think there is a case for at least a small allocation in CC's. Unfortunately I don't know anything about CC's, but hope others here might have begun investigating the sector? Perhaps a starting point is looking at which ones the oilies are buying?
  10. Hancock

    Maths of buying vs renting, which is cheaper?

    Thats one reason i'm leaving, an putting her in private school. Id imagine it'll still be woke but more on the level of 20 years ago.
  11. Bobthebuilder

    Smoking meat Texas style

    I always stick a couple of aubergines on the grill when I first light it up. By the time the coals are ready for meat, etc, the aubes are done.
  12. spunko

    Smoking meat Texas style

    What about pizza? I know they aren't intended for that per se but looks like you can just use a pizza stone and it'll double up as a pizza oven , albeit not quite as good.
  13. Wight Flight

    Maths of buying vs renting, which is cheaper?

    True. You cannot control circumstances in life. You can only control how you react to those circumstances. This is why I am glad one of mine will be able to stay in the U.S.. https://www.realtor.com/realestateandhomes-detail/2300-Nebraska-St_Sioux-City_IA_51104_M70034-43269
  14. AlfredTheLittle

    Maths of buying vs renting, which is cheaper?

    Completely agree again, that was part of my reasoning for heading north, but who knows what the future will bring anyway........
  15. Wight Flight

    Maths of buying vs renting, which is cheaper?

    A word of caution. If you bring your kids up in the South, that is where they will want to stay. Which will fuck up their lives.
  16. AlfredTheLittle

    Maths of buying vs renting, which is cheaper?

    I would do, have rented all sorts of places previously but that was when he was with his mum half the time. He's 12 and has just come to live with me permanently. I'd been planning to go up north and buy in any case, with him it would be an even better idea but unfortunately for various reasons it's turned out not to be viable. Down south the equation is different, I can pay rent for a decent place for 6 years till he's 18, which would probably beat buying, though I desperately resent every penny paid out in rent!
  17. Wight Flight

    Maths of buying vs renting, which is cheaper?

    Oh dear. At least your £1k rent will get you a £500k property. Which will be one third the size of that £300k property in Darlo. Soz.
  18. AlfredTheLittle

    Maths of buying vs renting, which is cheaper?

    Change of plan, for various reasons it looks like I have to stay down south, hence trying to make myself feel better about renting with some dodgy maths
  19. Eion Tracey on Financial Sense suggesting inflation transitionary but I noticed the data point that much of the recent inflation was essentially chip shortage driven (new plant to come on line)! He liked gold and carbon credits. Someone else mentioned Health Services (could be busy with the "vaccine" after affects). Interesting areas to look at. PS: Re. The Health Services, my thought on the vaccine, not the podcast's!
  20. David Hunter on Palisades Radio: https://palisadesradio.ca/david-hunter-fed-will-be-caught-between-inflation-and-market-crash/
  21. Popuplights

    Smoking meat Texas style

    Winter use no issues. It works fine. Not sure about vegetables. I grilled aubergine and halloumi for the veggys tonight, but on the regular BBQ
  22. spunko

    Smoking meat Texas style

    Are these any good for vegetarians / vegetables? And do you envisage using it in the winter etc? I've just had a quick browse and am now intrigued
  23. spunko

    Smoking meat Texas style

    I think it deserves its own thread rather than posting here.
  24. Wight Flight

    Maths of buying vs renting, which is cheaper?

    Agreed. But it isn't cheap to avoid.
  25. No that was the whole point of why crypto was allowed to continue until up to now. The development and infrastructure needed to be put into place. Not the other way around. The government blockchain is what the whole 4th industrial revolution is based on. For those that are still dismissing the future of blockchain and crypto on this thread (Not you Hancock) are still missing the whole point of what is being implemented to replace capitalism. It doesn’t matter what Bitcoin is worth or what shit coins exist or what are scams etc. It’s all going to be phased out and replaced, that’s why ISO 20022 exists. https://www.weforum.org/communities/digital-currency-governance-consortium
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