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I see creaking and cracking all over the place, like there is an invisible storm that we can't yet see https://www.bnnbloomberg.ca/canada-s-ninepoint-halts-cash-payouts-on-three-credit-funds-1.2079851

It's sooo racist and sexist.

That video jsut sums up where the police are. one bloke,non comabative but not compliant and four officers battering him with truncheons trying to get him to hit down.

The thing is TC thats it's not jsut Prison service.You're now seeing similar figures in Ambo/Police.Average career of a grad para in service is 5 years. When I joined-circa 2015 -the crew room was full of 10/20 year paras.Now they're the exception that proves the rule.Particulrly on nights.All teh more expereinced paras are on what are termed 'Saga' rotas-so days n lates. Problem is that on more complex jobs there's sometimes jsut not the experience there to deal with the social situtaions we're in. Mate is in a county police force in HR and he was saying they've had loads of problems form whne they went throught this pahse where they were mainly targeting gradautes. Turns out-shock horror,-that some of the grads couldn't take a kicking. I've seen what's out there but with the best of intentions,most women can't restrain a male one on one. I also see police services utilising 15 coppers to cover a city of 300,000..............yep,you'vr not read thst worng.ALl it would take to sap most cities police force is a few broadly dispersed probems. Time will tell. Army isnt as deep in the mire as the Police(personal view) but there's huge issues with blokes trying to get PIP.Army isnt what it was 10 years ago as Afghan wound down. Todya I'd argue it's a shadow of itself. I think it's jsut a matter of time before our police are severely outgunned,either metaphorically or in real life.

The deal stinks imho.Maybe not for the reasons that the consumer group state but reasons 1) I'd genuinely question why a bank with such obvious and serious problems in its BTL loan book is taking over a bank which doesnt have a great pedigree (NW BTL laon book consitutes 15% of it's asset base-remember 91% of loans are IO and NW have a disproprotionate amount of laons written by TMW still on their books.) is taking over a new arrival with a 396 page annual report thats arunning on a Dowd Buckner ratio of 30/1????? 2) looking at Vrigin moeny own books,they state equity at £5.6bn and yet the company is valued at £2.8 even with the bid.There's something wrong right there.the market disagrees on the valuation imoh. 3) Posible reason right here from page 185-rememebr £2.7bn market cap-£7.5bn IO resi and £15bn BTL.................waht could go wrong https://uk.finance.yahoo.com/news/nationwide-faces-competition-inquiry-over-113746467.html Nationwide Building Society’s controversial £2.9 billion takeover of Virgin Money hit a potentially serious hiccup today when the Competition and Markets Authority launched a probe into the deal. The takeover has faced opposition from some of the group’s 16 million members. Nationwide believes it is getting VM assets on the cheap and will create a new powerful savings and loans giant. The CMA said it will look at “whether the creation of that situation may be expected to result in a substantial lessening of competition within any market or markets in the United Kingdom for goods or services”. The membership group fighting to give members a note on the deal said: “The fate of this ill-conceived and undemocratic acquisition is now in the hands of regulators. We welcome the CMA’s investigation - and trust it will carefully scrutinise the impact on competition of merging the safest and largest building society that provides more that 1 in 10 UK mortgages with a poorly rated, Frankenstein bank that no one else wants to buy.” Crosbie used to work for Virgin Money. She sold shares in the business at 170p before launching a takeover bid for 220p a share. That left some asking why she is trying to buy the lender for much more than she sold her own stake. Virgin Money shareholders, including Sir Richard Branson, have already backed the offer. Neither Nationwide nor Virgin Money had any comment on the CMA probe. https://www.virginmoneyukplc.com/downloads/pdf/virgin-money-uk-plc-2023-annual-report-and-accounts.pdf page 179 page 187 page 294 or so

Lockdown damage. But Bonchurch is our equivalent of Shere. Would be £100k or more cheaper in Sandown.

Is that a fairly average price for that kind of property/ condition on IOW? Was under the impression it was cheaper that mainland UK but the house at the link is verging on home counties prices.

This video sums this up perfectly. One male and three female police officers failing to put ONE man onto the ground. Imagine if this man actually fought back? They just look pathetic! Sorry only have Facebook link https://www.facebook.com/reel/25745035101806939

I've hidden my prev post on the Dutch wealth tax because I was wrong. It is indeed horrific. @Castlevania

I have traded in and out of Tef B a good few times.I would be looking to buy between $8 to $7 and look to sell once up 30%+.Brasil is never a long term hold for me,always a trade.Tef B is not the most exciting,but i like it because you can buy it and wait,and also spend the odd day trying to work out the divis that arrive in random amounts.

Telefonica Brasil getting cheap again. A lot of Brazil stuff is taking a knockback. I'm looking at this since our HSBC etf got canned, but I'm holding out for 17.5 ish cos I'm a cheapskate. FRANKLIN TEMPLETON ICAV FTSE BRAZIL UCITS ETF (GBP)

Something to celebrate. The paper shorts etc couldn't crack silver.

Right, I thought you were taking the ~5% for investments and deducting the ~2% for interest on debt and rounding the result to 2.2%. I was confused on that part, fair play.

No. 2.2% is the tax. There’s a bullshit backstory of how we expect you to make 6.04% and then we tax it at 36%.

Too high. Will raise nothing. Probably end up losing revenue.

I appreciate all the chaos she supposedly caused (and is still being blamed for....and will be blamed for for the next 10 years or so) despite the fact non of her policies were put into effect.... She's growing on me. I like she speaks plainly. I think that is what probably makes her not very good at politics. Needs more question avoidance to be successful...or at the very least to be able to answer a question with a yes and no without anybody noticing. 😉

I’m a huge capitalist but technobarons are destroying the system. My socialist friend always said that once you reached a billion you should receive a medal and a certificate that says “congratulations you’ve won capitalism”. All future profits are then taxed at 100%. Initially I thought it was a bonkers idea but I’m starting to come around. Unless there’s a global consensus nothings going to change. It took WW2 last time, so maybe I’ll just take a life of servitude.

Written like a true socialist.

Badboy dick. Which I do get tbh

54% women and 70% of all staff in their 20s. That's only the stats for my old jail, but I imagine the national figures won't be much different as they'd just started a deliberate recruitment strategy of attracting more women and more under 25 not long before I left. Guns? You don't even get a stab vest as that was declared to be too "intimidatory" for prisoners. You have an ASP (baton) and a whistle, that's it. One officer looks after 90 prisoners, so you had to rely in your guile, your wits and your ability to talk to people: jailcraft we called it. You can imagine a 25 year old girl talking to a rapist: "Fuck off".

It still works out at 2.2%. Yes, you don’t pay CGT or dividend tax, but still it’s disgusting.

I agree the middle class are being eviscerated by high inflation and high taxation, but you're second person to suggest using a wealth tax to tax high value property. Why not just use property tax to tax property. It needs an overhaul i agree. The problem with a generic wealth tax is the thresholds are going to come in so low it will be more tax on the middle classes. And I'm all for the rich, the really rich paying and if someone can come up with a way for, say, this guy to cough up, i'd be all in.

The easiest thing to tax is property as it’s an immovable assets. People and companies should pay to support the market that helps them extract profit. Im under no illusion that the ultra rich will look to dodge any proposed taxes, but simplifying the tax code and potentially setting a rate people are comfortable to pay is a start. The top 100 tax payers paid circa £5b last year, so it is possible, but the legislation in this area is woeful. If we continue on the same path we’re reading back to the Victorian era with a hollowed out middle class and most people serfs. You will own nothing and be miserable.

I find it hard to believe that has so many up votes on here. £1m is far too low. It's like freezing wealth like they have done income tax thresholds and ignoring the inflation we have had. A £1m is only a runner-up prize on the Lotto! £10m minimum please.