All Activity

Agreed. The NI is important when you compare Higher Rate tax vs Corp+Dividends structure for paying a director for example.

I thought it was Leslie Nielson doing a naked gun clip.

Too grey for me. Pretty sick of grey weather dont know why you'd paint your house in miserable weather grey

Explains why my mate with the leased range rover is always complaining about being skint!

Two of my kids have lease cars, being tight they took the leases out on 6000 miles per annum, they have just realised how expensive that is if they do more so have started driving around in their old cars. Leasing was the last throw of the dice for western high cost volume manufacturers as they got more coin on credit via pumped prices. Now everyone is skint with zero equity in their tin the car market will collapse.

--My contemplation upon your critique for my preference for divis.-- We all endeavour to find our own individual paths toward financial peace. Amen, and bless you Brother.

Some hefty price drops on leased cars, especially wankpanzers. Being a skinflint bodder it's not an area I take much interest in. If you are paying from post tax / NI PAYE it looks a horrendous drain on your bank account?

Unfortunately for the Irish what happens in the Home Counties tends to have a lasting impact on Ireland sooner or later. It was not only England’s future that set at the Battle of Hastings in 1066 . Ireland’s long term fate was also being determined there too.

Makes you wonder why...

You too can live like stuey. https://www.gazettelive.co.uk/news/teesside-news/gallery/inside-stand-out-stockton-home-29051260?fbclid=IwZXh0bgNhZW0CMTEAAR0N8RzYtXfoX1soMz_C3pKCTQo0ST3Qow6OYJhqZ1E3kJ6Gol1ntlgwACI_aem_AcSuN_6ljObTWC516MlYgkwkRkHBGeiB5X0u4tcFI2-Uz6Z99CAjrKBe3g526hEcGozXWISuKaS2debu8aUPF_id

Are you sure. As I see it they are coming to Western nations because they can see a better way of life. They are coming to improve their lives but I don't think its because the countries they are coming from are collapsing. Their countries of origin may be far less prosperous, harsher and more intolerant places to live. From what I read the economies and societies in those countries is not collapsing and getting worse. Even if you are correct where are the better places we can go to?

Yes.

Do you think you'll buy soon ?

China's high speed rail network. Only took them 12 years to build 28000 miles of track. HS2 was announced in 2013, projected to be finished by 2033. Maybe. So 20+ years to build 140 miles of track Vs 12 years to build 28000 miles of track. Same applies to every other area of infrastructure. I also learned recently that China builds it's merchant and fishing fleet for dual purpose. So their fishing vessels and cargo ships can be quickly fitted with missile launchers and guns. They also have reinforced decks so they can become troop carriers and assault ships. So their navy isn't 370 ships, it's around 38000. It's 200 BC and the West is Greece, Asia is Rome.

Yes that's the funny thing when I quote NI prices they will be a bargain compared to much of the UK. Mind you, there's also parts of NI where you'd pay that much for a 2 bed flat as well.

Looks like a bargain to me given that amount would barely get a shit 2 bed flat here.

Agree. The places I consider as valid alternatives don't care about your reasons or who you are provided you have money and/or decent employment.

Was in Ballyhack for lunch yesterday, 10 years ago you wouldnt have been seen dead having lunch there. In 10 years time it will be the same, it will be somewhere else that will be fashionable.

Actually both very overrated places IMO especially these days. Don't get why you'd spend a huge premium to live in either.

I think you will find that thats the reason why I live where I live. I wasnt prepared to pay the prices for Sharman or Lisburn Road etc at the time. Friends paid more for a 2 bed flat on stranmillis than I paid for my whole house, car and years of bus tickets! They were paying the walk to work premium. I was looking somewhere more affordable a 15 min drive or 1/2 hour bus ride direct to work in the centre of town, in a place with its own restaurants, pubs, cafes, supermarkets. Its still the same place as it was 27 years ago. I thought 155k was 10k more than it was worth!

Now listen you you cu... ...only joking. Yes I can buy something outright and don't feel hard done by even if I sometimes sound like that. We tend to judge our situation relative to the people around us which perhaps makes me feel worse off that I am in the big picture. "a cash offer of 155k for a 3 bed semi with big garden a 5 min walk from the main bus route into town in Carnmoney" See I read that and it feels to me that I've not seen those kinds of prices in 5+ years. Was that house even listed publically? I think you also have a slight bias in what is the cheapest part of Belfast being where you live and where you're looking, but £155K for a 3 bed semi a walk to a metro bus is a cracking deal. Fair point about the new-build premium I had noticed too that newbuilds seem to be aimed at higher and higher ends of the market I wonder is this because recent inflation means that you can't actually get a plot and build a house for say £160K and make a profit any more... And yes I'm basically looking at places where I could commute into south belfast in half an hour via train (EDIT: or bus) basically, which perhaps comes at a premium, thankfully I was never interested in BT8 fuck me the prices there...

Id ask you why but Im not interested ;-)

I guess by student I mean things that I spend money on outside of the roof over my head. And as you say there's things that I no longer spend any money on like video games or guitars because I've got everything I'll ever need in that regard.