UmBongo's property search 2023

[UmBongo]

Leasehold Pack came through a few days ago. There's a long list of accounts and also a health and safety report of the estate and complex of the 110 or so flats in the development from last year. 

[Wight Flight]

54 minutes ago, UmBongo said:

Leasehold Pack came through a few days ago. There's a long list of accounts and also a health and safety report of the estate and complex of the 110 or so flats in the development from last year. 

Does it have a sinking fund?

[UmBongo]

11 hours ago, Wight Flight said:

Does it have a sinking fund?

I think there there is something of a sinking fund. Although I could be billed if any major works happen that swallow up a lot of that fund. 

[UmBongo]

I made an innocuous post on one of the threads on TOS saying that I hope I complete soon as my mortgage offer expires on 11th August. 

One member on there quote me bluntly asking me (something along the lines of) : "How are you going to pay your mortgage once the fixed rate end?" 

I stoicly answered: "With money earned from my job and any other side hustles. The same way I'll pay it when still on the fixed rate." 

Another poster came to my defence, quoting his reply with: "The same way you pay your rent". 

The poster who challenged me must have thought every mortgagee will experience the rapture once their fixed rate products end . 

[UmBongo]

Deed of Covenent signed and witness. 2 copies - one for the freeholder and the second to the managing company. Hopefully the solicitors will receive them this morning.

[UmBongo]

Cannot edit the above post. meant to type "one copy for the freeholder and the second for the mortgage company" . D'oh.

[Stuey]

5 hours ago, UmBongo said:

Deed of Covenent signed and witness. 2 copies - one for the freeholder and the second to the managing company. Hopefully the solicitors will receive them this morning.

Congratulations 👏

[UmBongo]

Exchanged and completed. Keys collected from the Estate Agent.

Just about to leave work, head to the new place and see what horrors await me.

[UmBongo]

It's fine inside. I was left a Hotpoint fridge freezer which I didn't need. 

[leonardratso]

2 minutes ago, UmBongo said:

It's fine inside. I was left a Hotpoint fridge freezer which I didn't need. 

You will.

[reformed nice guy]

Have you thought about selling the place and renting, then buying it back for half the price?

Heard thats definitely worth doing

[InLikeFlynn]

11 hours ago, UmBongo said:

It's fine inside. I was left a Hotpoint fridge freezer which I didn't need. 

Congratulations on your new home and bonus white goods!