Where to Migrate to?

[Errol]

Namibia.

[swiss_democracy_for_all]

4 minutes ago, Wight Flight said:

The article doesn't mention it was just one of their homes, and looked somewhat derelict.

I don't think they ever stayed there.

 

Um, ok, so I know you haven't said, "that's all right then", but is that what you think?

Obviously it's more personally damaging in terms of people's lives to smash up poor people's stuff than rich people's, but taking that lot of kids swimming in a big riptide would still seem like a good idea.

[Wight Flight]

1 minute ago, swiss_democracy_for_all said:

Um, ok, so I know you haven't said, "that's all right then", but is that what you think?

Obviously it's more personally damaging in terms of people's lives to smash up poor people's stuff than rich people's, but taking that lot of kids swimming in a big riptide would still seem like a good idea.

No. We do have a problem with scrote kids. They break in to derelict hotels and destroy them as well.

I guess they think the place is going to be demolished anyway, so they might as well have a go themselves.

i don't claim we are crime free, but on the whole there is very little crime against the person.

[WICAO]

On 23/10/2023 at 08:42, wherebee said:

The answer to that question depends on two things:

1 - do you have wealth enough so you do not have to work, and is it income generating

2 - do you not have children under 18

 

If the answer to both is YES, middle east could be great.  If the answer to the first is YES but second NO, middle east is bad, but Asia could be good.  If the answer to the first and second is NO, then I'd say still Australia - you can live in a cheaper area, work at a shit job, and still be OK, and your kids will be safe.  Australia will be one of the best 'old western' countries in the next 50 years, as we have shitloads of resources and both the yanks and chinks want us, so we'll be showered with free shit.

I don't know enough about LATAM, having only been to the big cities.

Australia definitely working out well for us compared to UK.  That said Cyprus was pretty darn good also although things might have changed in the last few years.

[Sugarlips]

As someone who has bounced between Oz, Portugal and IOW with young kids in tow recently I can say it’s horses for courses. In our case the kids are not sporty and are not keen on the heat and the bugs in Oz and all of us struggle to make meaningful friendships.

We both worked hard and enjoyed Oz pre-kids. The high wages and (for us) cheap living/outgoings has set us up far better than it would have elsewhere.

We don’t partake in the typical modern Oz consumer lifestyle of constantly eating out, having the latest Tesla’s each on novated leases and $1m+ mortgages. So once we got past the point of owning our Oz home outright, all spare funds have been directed back to paying for a home on IOW that is suitable for us to live in long term.

We are fortunate to still have close friends and family in England so that’s what suits us best at this stage.

Algarve is nice for an extended break but only likely as a place to stay in a proper shtf situation.

[TNS]

ME, Dubai, Abu Dhabi or Bahrain.

Saudi will be the next big thing with NEOM and legalising alcohol.

[Axeman123]

4 hours ago, TNS said:

ME, Dubai, Abu Dhabi or Bahrain.

Saudi will be the next big thing with NEOM and legalising alcohol.

Dubai allegedly looking at casinos. Competition in that region for western visitors could substantially civilise them, not that I have any actual interest in going to a casino.

https://archive.ph/12fQD

6 hours ago, WICAO said:

Cyprus was pretty darn good also although things might have changed in the last few years.

Right in the path of migrant hordes, and if the EU starts enforcing internal borders it could easily get Lampedusa'd (ie migrants outnumbering locals and tourists combined).

[crashmonitor]

Not sure how old you are or how wealthy; but for the average Brit, especially if you are 50 plus, Blighty has to be the cheapest place in the World. I've certainly not spent 59 years in this country not drawing any benefits,  other than a sink secondary modern education, to leave when pay back is just around the corner.

Free NHS ( and both the wife and I aren't users barring some statins I take, which are cheap as chips off the internet). But medical insurance is a huge cost if you leave.

Both of us have full state pension entitlement within the next decade, which could be scaled back or frozen on a move abroad. The current benefit is 23k pa from 2024 for a couple,  which in my opinion is far too generous and may still attract a triple lock for a little longer. 

Council tax is actually subsidised out of general taxation. Our bill is just over 2k, I'm not complaining about that tbh for two adults. Most other taxes are avoidable.

Taxation is weighted in favour of wealth over income in the UK. I suppose it depends whether you rely on income or wealth to live. If it's the latter and you are likely to draw on health or retirement benefits soon, UK is a no brainer. Even cheaper than living in a Banana Republic with associated safety risks imo, especially as we have the economies of scale/ geographical scale to provide cheap goods, food and services in a small overcrowded island. 

 

Edited November 2, 2023 by crashmonitor

[No One]

Thank you all for your responses. I know I started the thread a while back but haven't responded to it since.

 

Funny some responses where what I was already thinking,

 

Saudi with the NEOM project sounds like a great way to get very wealthy very quickly. I was tempted but the missus said no. Understandably. 

Dubai would be ideal, @WICAO is right, Cyprus was great back when they where not in the EU...cheap tax haven. Oz is too far.

 

Namibia is interesting choice, but seeing how SA has gone down the pan, even if Nam is not govermened the same way, i'd rather stay awasy.

[MrXxxx]

10 hours ago, crashmonitor said:

Free non-existant NHS post-Covid

FTFY!..I used to think that the NHS was the jewel that would keep me in the UK for my retirement years, but post-Covid I can see that if I was reliant on it I wouldn't have many left!

[PETR4]

Here's a useful link on which countries have free healthcare.

https://en.m.wikipedia.org/wiki/List_of_countries_with_universal_health_care

 

[No One]

Thank you Peter, will look at it. 

I have another question in regards to, what happens if say, I do go to another country.

I have a SIPP and a SSISA, do I get to keep them and would it be beneficial to open a non uk pension and non uk investment account abroad as a way to prevent all of my wealth being in the uk incase labour move to tax wealth, what little I have.

[GTM]

36 minutes ago, No One said:

Thank you Peter, will look at it. 

I have another question in regards to, what happens if say, I do go to another country.

I have a SIPP and a SSISA, do I get to keep them and would it be beneficial to open a non uk pension and non uk investment account abroad as a way to prevent all of my wealth being in the uk incase labour move to tax wealth, what little I have.

I believe as a non resident you are allowed to keep your SIPP and ISAs but not contribute to them. I've tentatively explored moving abroad and that was my understanding, though I could be incorrect.

Beware that countries can and will ignore the UK tax free status and you may find yourself having to pay tax. For the US, where I was considering until I realised that a green card is not possible without taking the experimental poisons, a SIPP gets the same tax benefits as a 401(k), however any income via an ISA will be subject to tax.

[No One]

9 minutes ago, GTM said:

I believe as a non resident you are allowed to keep your SIPP and ISAs but not contribute to them. I've tentatively explored moving abroad and that was my understanding, though I could be incorrect.

Beware that countries can and will ignore the UK tax free status and you may find yourself having to pay tax. For the US, where I was considering until I realised that a green card is not possible without taking the experimental poisons, a SIPP gets the same tax benefits as a 401(k), however any income via an ISA will be subject to tax.

How come the US gets to tax ISA gains on a foreigner living and working in the Satets?

[GTM]

22 minutes ago, No One said:

How come the US gets to tax ISA gains on a foreigner living and working in the Satets?

You have to declare all your worldwide income if you are required to fill in a US tax return. You then get a tax credit for taxes paid in the other country against that income which you can use to offset the US taxes on the income. But since no tax is paid on ISA income then that income will be taxed in the US.

[Bus Stop Boxer]

On 01/11/2023 at 22:35, Errol said:

Namibia.

One side of it is all beach.

And they play cricket.

[nirvana]

On 02/11/2023 at 17:09, No One said:

Dubai would be ideal

sounds like hell on earth.......

[nirvana]

On 02/11/2023 at 12:26, crashmonitor said:

Free NHS

if the product is free, you're the muppet they're out to make money out of.....

[Wight Flight]

1 hour ago, nirvana said:

sounds like hell on earth.......

Not if you enjoy slavery.

[Paulie]

I'm wondering about Turkey, or whatever they call themselves these days. Generally warm, cheap, close, non EU, non woke, Great food, assylum seekers simply pass through, population actively keen on not becoming more Islamic. Etc etc...

[nirvana]

On 17/11/2023 at 10:03, Paulie said:

I'm wondering about Turkey,

Kalkan is bloody beautiful and the food is delightful........a bodder used to live/lives there.... @Onsamui was it?

[Democorruptcy]

On 17/11/2023 at 09:03, Paulie said:

I'm wondering about Turkey, or whatever they call themselves these days. Generally warm, cheap, close, non EU, non woke, Great food, assylum seekers simply pass through, population actively keen on not becoming more Islamic. Etc etc...

It can't be as cheap now with these inflation figures

https://www.reuters.com/world/middle-east/turkish-central-bank-raises-inflation-forecasts-sees-70-75-peak-2023-11-02/

[Democorruptcy]

Re moving pensions abroad

https://www.gov.uk/government/publications/qualifying-recognised-overseas-pension-schemes-charge-on-transfers/the-overseas-transfer-charge-guidance#introduction

[MrXxxx]

On 04/11/2023 at 10:27, PETR4 said:

Here's a useful link on which countries have free healthcare.

https://en.m.wikipedia.org/wiki/List_of_countries_with_universal_health_care

 

Interesting, it appears most of the Developing countries are trying their best to install a NHS, yet as a Developed country the UK is currently trying to destroy it...

...further, if 'we' [our political 'masters'] were really serious about making it properly we should look at other example of where it works as it should i.e. Singapore:

Singapore has "one of the most successful healthcare systems in the world, in terms of both efficiency in financing and the results achieved in community health outcomes," according to an analysis by global consulting firm Watson Wyatt. Singapore's system uses a combination of compulsory savings from payroll deductions (funded by both employers and workers) a nationalized health insurance plan, and government subsidies, as well as "actively regulating the supply and prices of healthcare services in the country" to keep costs in check.

...sounds familiar?...apart from the last sentence where the UK does the opposite!...

...instead we pretend that we are the Gold standard, yet in reality we are not better than those we decry i.e. North Korea:

North Korea claims to provide universal health care with a national medical service and health insurance system.^[60] It claims that health services are offered for free. However, this claim has been contrasted by North Korean defectors, who claim that patients must in fact pay for health services, that the upper classes have access to a higher standard of healthcare than ordinary ones do, and that "how much money a patient has determines whether they live or die".

 

...and Austria has what I consider to be the best approach, covering those who cannot provide for themselves [either through poor life chances and/or financial acumen], yet not penalizing those who are prepared to invest in their health rather than their 'toys' [read cars, jacuzzis, trampolines etc]:

Healthcare in Austria is universal for residents of Austria as well as those from other EU countries. Austria has a two-tier payment system in which many individuals receive basic publicly funded care; they also have the option to purchase supplementary private health insurance.

 

...and finally, it looks as though this Wikipage needs a 'little' updating', QUOTE:

Waiting times are low, with most people able to see their primary care doctor on the same day or the following day. Only 36.1% of hospital admissions are from a waiting list, with the remainder being either emergencies admitted immediately or else pre-booked admissions or the like (e.g., child birth). One of the main goals of care management is to ensure that patients do not experience a delay of more than 18 weeks from initial hospital referral to final treatment, inclusive of time for all associated investigative tests and consultations. In 2009, two-thirds of patients were treated in under 12 weeks.

Edited November 20, 2023 by MrXxxx

[MrXxxx]

https://www.msn.com/en-gb/money/other/the-cheapest-place-to-retire-in-europe-pensions-go-three-times-as-far-as-in-spain/ar-AA1kn9zS

Didn't someone else above mentioned Turkey I believe?